"My new additional goal is to save small money to start a business of selling second-hand clothes. This project will be earning me some profits to meet additional needs for my family and even save some to buy a piece of land in the near future."

"Since I got my first transfers from Give Directly, many things have changed in my life. I managed to complete the floor of my house which was halfway done. I also painted the house and now I have moved in. Now we have a more spacious house and were it not for this organization it would have taken me long to complete it. Again, I bought a heifer which I didn't have before. with the business which I do it would have taken me a longer period to save enough money to buy one like the one, I have now. The motorbike which I bought has eased my work as a businessman and the money which I would have spent on transport I spend on buying necessities for my family. Apart from using the motorbike to ferry milk from the collection point to where I sell it, I also use it for motorcycle taxi business which earns me some income. All these changes are as a result of Give Directly transfers."

"Comparing, my current life with how it would have been without transfers, I can boldly say that there are great positive changes that have come in. I have seen a business start and grew over time and currently, I can comfortably settle my rental fees without any assistance. I have new plans among them is getting back to school. All these would not have happened without the transfers from GiveDirectly."

"The money which I received has brought a lot of changes in my life. The biggest difference is the house which I constructed a few months ago to help me accommodate sons. They used to live with us but after initiation, they needed their own to live in. Again, The cow which I bought has enabled me to add my stock and have more milk. I get to sell the surplus which earns me income. Thanks to Give Directly for all these differences which have happened to me." (Occupation: Small business)

"The second transfers which I received from Give Directly I put the whole amount together with the savings which I made from the first transfers and spent buy a motorbike. I made the sacrifice of buying my own so that I would have self-employment and have a reliable source of income. Before I would be hired to operate the motorbike taxi business and times I would go home empty-handed. When I got my transfers I decided to buy my own motorbike so that whatever I would make in a day would enable me to feed my family."

"My children were constantly sent home due to the huge fee arrears that was outstanding. I am thankful to GiveDirectly because I managed to clear their school fees on time and they were allowed to continue with their studies. I am also boasting of owning livestock which includes goats, a heifer and a bull that I am currently keeping in my homestead. I am expecting the heifer and the goats to reproduce and have many of them. I will be getting milk from the heifer. The bull is helping me in ploughing my farm." (Occupation: Small business)

"Before the coming of GiveDirectly, I did not have a good house to stay with my family. The one that used to be home was in a bad condition and I couldn't afford to just renovate it. I am happy since I have built a decent iron-roofed house through the transfer. My life is different because I can now access to a good shelter. I also cleared my child school fees and it's my joy now that his studies are no longer interrupted concerning school fees." (Occupation: Small business)

"The biggest difference in my life brought by the transfers is the business I have now. I had struggled through all the means I had in mind like taking a loan to start a business but I could not. The business was just a dream because through my savings in the group, I could not get the amount of money needed for the capital. This is why I decided to use the transfers to make a difference in my life by starting the business. Right now, I have a reliable source of income which will sustain my needs for as long as I have it. Thank GD."

"Before the transfers, I used to really struggled to make ends meet in my life. This is because I used to depend on a small income from casual work of working on construction sites. Since the job was unreliable, I could take like a week before getting any work and at such times, I would struggle financially. This was worse because sometimes I would miss food for even three days. This is why I felt I need to start a business which has really changed my financial life. Since the transfers, I have never missed a meal and I always have some money left for savings at the end of the day."

"I spent my second transfer on farming. I leased a piece of land, hired a tractor to help me in farm preparation and planting purposes and also bought some fertilizers and hybrid seeds. Apart from this, I spent some amount to start a business in my locality by opening a shop. I decided on this so that I would at least have a source of income. I used the remaining amount on food and other household necessities."