"I saw the Mpesa message from GiveDirectly early in the morning when I was cleaning my compound. I was greatly happy and I immediately started planning on how best would use the money." (Occupation: Small business)

"I spent part of my first transfer on buying some spare parts of a motorbike at a total KES 30000. Initially, it has been operating but then the spare parts got damaged and it could no longer operate. I also used the transfer on starting a new business of a kiosk at my homestead which is now doing extremely well. The remaining amount of money, I bought enough foodstuffs for my family and some other household items." (Occupation: Small business)

"As I was preparing to leave to the market for my business early one morning, one of my children saw the message and alerted me that the message was from Give Directly. I had to postpone my plans of going to the market for a while and celebrate with my family the good news of receiving such an amount of money." (Occupation: Small business)

"When I received the money, I was so happy. I have never come expected to receive some amount especially at that time. I have been longing to have so much amount to enable me start my own business. This was an answered prayer. I am grateful given that I can now run my own business."

"I remember very well I was going through my phone then I saw a new message. I decided to check who might have sent the message at such an hour. Upon checking I did not believe what I saw, it was an Mpesa message from GiveDirectly. I felt Wow! and I knew my dream of owning my a house has come true." (Occupation: Small business)

"Receiving the transfer has completely turned my life around in a way that I never thought possible. I used to live in a small grass-thatched house that was my biggest problem. I depended on small unreliable jobs such as motorcycle taxi business which I had to quit after I was involved in a grisly accident and then later switched casual construction jobs after my recovery. These jobs could not provide enough money to care of my family's basic needs and pay my brother's school fees,so I set it aside the need to construct a better house and took care of the most urgent needs. Am living a stress free life now that I have a better house and I know that my brother's fees are also covered. I can now focus my attention to other stuff like finding myself a wife."

"Having have revived my kiosk business has brought the biggest difference in my life. This is because in the past few weeks, the business had collapsed and this is because I utilized all the profits and finally ended up on using the capital as well to cater to my family needs. After receiving my first transfers all has changed because I managed to purchase some more stock and currently the business is running so smoothly. I can now be able to meet my family's daily needs with ease from the profit that I am getting, unlike before."

"I expect my life to have improved greatly because I will have two daily income sources; from milk production and eggs. Establishing a chicken keeping business will give me an additional income. This project will be complete in the next six months. I will be using the money on meeting my daily needs and those of my children who are school going. I hope that I will be getting enough from my farming ventures to support our humble lifestyle post this Corona Virus pandemic. Thanks a lot, GiveDireclty."

"My additional goal is to start a poultry keeping business. I will buy chicken to start the business because I have a poultry structure already. I had made good progress before with this farm business and I am prepared to go into it again."

"I am hoping to have acquired a dairy cow so that I can provide milk for my family. This cow will also be a source of income from the sale of milk. My business in grains business will also be on track. I am hopeful that the COVID 19 problem will be over by that time so that we can move freely and do more in terms of marketing the grains and even farm produce including spring onions." (Occupation: Small business)