"Receiving this money means a stable source of income to my family of 4. For the past three years, I have had the plan to own a dairy cow. Currently, I spend KES 100 per day in purchasing milk for my children to drink and home consumption. I depend on income that I get from Motorcycle taxi. On a good day, I earn around KES 800 and spend KES 500 from this to repay the loan I used in purchasing it hence no savings at the end of the day. Upon receiving this transfers, I will use KES 40,000 to purchase a dairy cow. This will reduce the cost of buying milk and also generate income for me in the near future. I project on getting 6 litres of milk when it calves and from this I can earn an average of KES 180 per day making my life and that of my family better." (Occupation: Motorcycle or bicycle taxi)

"I currently face a problem of clean water. Water in this area is a big problem. The only source of water in this area is a water pan established by an Arabian who has a farm. The only problem with this water is not safe and clean. It's salty and drinking is by just the fact we have no other option. To find clean water here, one has to use almost 450KES a day for only 100ltrs. This situation has caused some of my children complain stomach ache." (Occupation: Motorcycle or bicycle taxi)

"In my life, the past six months have been of a great improvement, mainly because the government finally, paved the road passing through my farm. It has made easy to use motorcycle to go to hospital whenever my waist become a problem. Without this road, it would have been impossible for me to get medical help that I always require."

"Completing and furnishing the house is what I spent most of my transfer on. This is because, I am a widow and without children, so I known there is no one whom I can depend or count on to build me the house I desire. Therefore, when I got this money, I made sure I use the largest part to complete and furnish the house. This makes me so happy and settled. However, I kept aside the remaining part of the transfer to get a storage tank to keep water because there is no one to fetch me water and still hiring the services of a motorcycle taxi is very expensive, getting this tank will be a sustainable longterm solution to that."

"Receiving this money means self employment for husband. My husband has been unemployed for the last 1 year. He was working as a motorcycle taxi man. The motorcycle was not his, he became jobless when the owner took it back. This was a setback for us. Together with my two children, we were greatly depending on him. I am planning to use 50,000 KES to buy a second hand motorcycle for my husband. This motorcycle will be earning us atleast 3,00 KES per day. This amount of money will be enough to cater for our family needs ( food, medical bills, school fees). We shall also be saving the extra income for future use."

"Within the last six months, we were able to generate money from our local village saving club and got one motorcycle." (Occupation: Motorcycle or bicycle taxi)

"The challenge I'm faced with now is establishing something for myself. I am doing business for other people, generating more founding for them but I'm earning less. This keeps pressuring me to establish my own business but my major challenge is with get adequate finance." (Occupation: Motorcycle or bicycle taxi)

"I was able to think of my long-term goal of being financially independent. This was by owning my own business, especially in the taxi business. I would get to earn money from being a motorcycle rider. I was able to buy the motorcycle thanks to Give directly. I was also able to finally lay my wife's bride price which I had not been able to clear due to not having enough income. I was able to buy a bed and the beddings required."

"Receiving this money means I can buy a motorcycle to run a taxi business. Depending on house construction jobs as a labourer is an insufficient income source because these jobs are now rare to find, given that the pandemic has had a toll on the economy. The good thing with motorcycle taxis is that there is always a need for transport. I am happy that I will spend about KES 100,000 to buy the bike and start earning an average of KES 300 per day. This will guarantee that I can meet my family's basic needs."

"I am a young person with a very young family and we are still establishing ourselves. This means that we are so privileged to be enrolled in this program and it has come at the right time for us when we have enough energy to work hard. These transfers will have a lifetime positive effect on our assets as a family and the education of my children. I have been working as a motorcycle rider since I established this family and we usually get what's mostly enough to sustain our food and clothing needs only. This usually worries me about the future that we might not be able to take our children to school or even provide for them adequately. We would therefore like to invest in livestock because that's what can withstand the drought conditions that we sometimes experience here. We can no longer invest in crop cultivation because of unpredictable weather patterns. We shall use all the transfers to purchase 5 cows and in a few years they will have multiplied increasing our assets at the same time we shall be benefiting from selling milk. I am now confident that my family's needs will be met going into the future." (Occupation: Motorcycle or bicycle taxi)