"Lack of a stable source of income is the main challenge that I am facing. Imagine having someone depending on you and there is nothing you can give. This is the situation I am facing currently. My wife is expectant, she has not job and cannot work because of her condition. The only thing she relies on is my job as a motorist. What makes more sad is that most of the time, I do not get my commission because there are no clients to carry since there are very many motorbikes in the village. This has made life more difficult for me. My dream is to start my own business that will help me get money to meet the basic needs of my family. Upon receiving the cash transfer, I will prioritize starting a hotel business which does very well in my village. This will cost me 30000 KES. I will then use the remaining amount to buy food and ten goats that I will keep and sell when they multiply." (Occupation: Motorcycle or bicycle taxi)

"Lack of a stable source of income is the main challenge that I am facing. Imagine being a hired motorist and there are no clients to carry. I am paid on commission so in case I do not get enough money as expected by the motorbike owner, I go home with nothing in the pocket. This brings a lot of stress to me because my wife and child depends on me for their survival. My ambition has been to start a spare part shop. This is because, in my village there are very many motorbikes and this will be a good business opportunity for me to make money. Upon receiving the cash transfer, I will use 60000 KES to invest in this business so that I can get money to sustain my family." (Occupation: Motorcycle or bicycle taxi)

"I spent KES12000 repairing my husband's motorcycle that had been sidelined with a mechanical problem for far too long which made things more difficult for us. This is because the motorcycle used to help us in fetching water since we have to travel very far to get water and hiring the services of a motorcycle taxi is very expensive and unaffordable to us. Therefore, repairing the motorcycle was a very huge relief to us, as well as an investment because we can offer motorcycle taxi services to other people. I kept aside KES25000 to buy some goats when the current drought and famine subsides because it is very risky to keep livestock in this state of the climate and I would not want to throw away my investment."

"I am a motorcycle rider and I was going on with my daily routine when I heard a message notification on my phone. My heart was filled with joy upon checking its contents as it was a Mpesa message indicating that I had received the promised money from GiveDirectly. I called my spouse and informed her about the goodness that had just come in and she was equally overjoyed. I would have stayed at home and relaxed as a way of celebrating that day but I saw an opportunity of making more money on that day since I knew that so many people would go and withdraw their transfers." (Occupation: Motorcycle or bicycle taxi)

"We spent most of the money in buying a cow. We decided to settle on buying one because we wanted something that will be our source of income in future. When the cow calves, we will be able to get milk that we can consume and sell. The income that we will get from the sale of milk will be used in payment of school fees for our children. We have always wanted to own a cow but due to financial constraints, we have not been in a position to. The little money that we get from casual jobs most of it usually goes to the purchase of food and hence not enough to save." (Occupation: Motorcycle or bicycle taxi)

"Despite all the challenges that I have been going through in the last month. What brought joy to me is that my spouse own a motorcycle which he is now using it on transporting charcoal and earns income from it."

"I bought a motorbike 4 months ago on loan and I was able to deposit an amount of KES 15000 out of the KES 118000 required. I, therefore, plan to use KES 20000 of my transfer to reduce the debt. I will then spend KES 25000 to build a spacious 2-roomed iron-roofed house since I plan to marry and start up a family next year, hence the need for a more spacious house. my job as a motorcycle taxi driver is less paying, hence I will use all my KES 50000 second transfer as capital to initiate a business of buying milk from the neighborhood and selling at a profitable price to the milk cooperative. Engaging in these two income-generating activities will ensure improved income for my household." (Occupation: Motorcycle or bicycle taxi)

"I spent part of my first transfer on buying five goats and ten chickens at KES 18000 that I am currently rearing in my compound. This has been my desire to keep them but I couldnt afford them because they are too costly. I later bought some building materials such as buiding poles, timber, nails, and threads. I planned to construct a new house beasue the previous one was very small we couldnt even host a visitor. In addition, I bought a solar panel at KES 3000 which has been of help especially at night. Solar energy is much better than using candles because it is cost-effective. I also paid school fees for my children that are in primary schools. I also saved KES 10000 into my bank account in case of any emergency I will be able to settle it. With the remaining cash, I bought enough food for the family." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is the relief I now have ever since I started receiving payments from GiveDirectly. I got a motorcycle which is both a helper in fetching water as well as an investment because it operates as a motorcycle taxi. I am happier and settled now unlike before, all thanks to GiveDirctly."

"Before the money came in, my husband and I wanted to buy a motorcycle for the purposes of using it as a taxi since most people in our village used it as a means of transport and we also wanted to renovate our house since we only had one bedroom and most times when guests came we had nowhere to host them."