"The biggest hardship is finding money to buy food." (Occupation: Small business)

"Wiil boost my business" (Occupation: Small business)

"The biggest hardship is finding food for my family and also having a legit business to earn money."

"Financial inadequacy has been the biggest hardship we have faced in life. I am engaged in house construction and I get a wage of approximately Ksh 400 a day which is barely enough to cater for both domestic and pay School fees for my two School going children. Our future plan is to venture into lucrative business such as livestock rearing in order to boost our source of earnings."

"I am currently working as a night watchman in a nearby school but I am a trained welder. I have been wishing to start my own business in welding but it has been a pipe dream due to lack of enough capital to buy the welding machine. The work am currently doing cannot meet the needs of school fees, clothing and food for my family. In this locality there's only one welder who is usually overwhelmed by the orders he gets. I am lucky because I have electricity from the grid here at my house so I can just be working from home. With these transfers I would like to start this welding business and this will actually make a good income for my household."

"I am currently studying Information and Communication Technology at a nearby college. I was born to a single parent and lately she has been struggling to pay my school fees. The COVID-19 pandemic has made the situation worse since she lost her business which she was earning a living from. From August of 2020 my college resumed studies but I was not able to go back since my parent can no longer afford to pay school fees for me. I have been so worried about my future and the kind of life that my family would live being a college dropout. I am now happy that Give Directly will be coming to my aid and this would mean that I will be graduating from college in December 2021." (Occupation: Small business)

"Improved livelihood is the biggest difference in my daily life because the transfers have enabled me accomplished my plans like building a bigger and spacioushouse, and buying a heifer which wouldn't be possible before. Buying and planting of certified maize seeds and fertilizers is another big difference. As of now, my maize seeds are very healthy and are at 100 percent growth rate and therefore I expect good produce." (Occupation: Small business)

"The moment I saw the notification message I was very happy and couldn't help running to the Mpesa as fast as the motorcycle could carry me." (Occupation: Small business)

"I received my transfers at around six in the morning and was very happy and grateful. As a business woman, I withdrew the money on the the second day which was a market day and bought more stock for business." (Occupation: Small business)

"I was so poor but now iam running a business and i have bought livestock for commercial purposes, my life has completely changed indeed" (Occupation: Small business)