"I am a motorcycle rider and I do the business of transporting people from one place to another. On that day, I was in my job and I heard a message ringtone on my phone. I could not check it at that time since I was riding. On arriving at the customer's destination, I pulled out my phone and I could not believe what I saw. The SMS was saying that I had received the lump sum transfer of KES 55000 that GiveDirectly had promised. I was so happy and I could not keep the good news to myself. I decided to go back home and inform my whole family about it. They were so happy to hear this and we celebrated together." (Occupation: Motorcycle or bicycle taxi)

"I'm planning to buy Motorcycle to start a new business. I'm also planning to buy more food items that will carry us for the whole month. So I'm keeping all my transfer so I can buy my motobike and food stuff . A was my dream to get a motorcycle. I am so grateful to givedirectly for making my dream come true."

"I have a young family of three, and as a man, I desire to ensure that I provide for all their basic needs, including decent shelter. This, sometimes, seems impossible because of financial instability. It made me sad that we lived in a small, one-bedroom house that also served as a kitchen. So I spent KES 34,000 on labour costs and construction material for our new, two-bedroom home to ensure my family's comfort. I also spent KES 17,000 on acquiring a heifer, that will hopefully provide us with milk soon. Finally, I spent KES 3,000 on food including maize and beans, so that we could have enough for the household." (Occupation: Motorcycle or bicycle taxi)

"I have a motorcycle that I received from a person that I owed. When I received the motorcycle it was not in its best condition. I envisioned that once the motorcycle has undergone full service it was going to help me start a new business. I would transport people using the motorcycle and earn a living from that. I am also planning to carry my business goods from the market to my shop using the motorcycle. This will reduce the hustle of paying large transport fees to transport the goods to my shop. When I received the transfer spent KSH 2200 in servicing the motorcycle. In addition to that I spent KSH 800 in buying food for my family."

"Unemployment is my major challenge, It has been a challenge getting employed since I lack proper skills for the job market, furthermore, I dropped out of school in class four. It has been a year now, I have had to work as a motorcycle rider but only in shifts when my friends are tired or are not having a very successful day. The project I started of building my own comfortable house has remained stagnant, I cannot settle down and start a family since I do not have a stable source of income." (Occupation: Motorcycle or bicycle taxi)

"Receiving this money is a game-changer. I sell charcoal for a living, and I usually buy them on credit and pay it up after I have made sales. There are days I get orders from clients but I lack enough money to buy the goods. The challenge is that not so many people are willing to sell on credit, it is a risk that they are not ready to incur. The fact that I will now be able to buy the product without much hustle from any vendor is a relief. A bag of charcoal is about 400 KES but on credit, I buy at 450 KES. I sell a bag at 700 KES and per trip I carry seven bags. The extra 350 KES I have been incurring will cater to other needs like maintenance for my motorcycle. This will be a boost to my business." (Occupation: Motorcycle or bicycle taxi)

"I would not have picked a better time to receive this money. Honestly, it has been hard making ends meet in the past few months. I had to stop selling charcoal because I was not able to repair the motorcycle I use for transport. I have never been employed and I am more skilled in business. I am looking forward to raring chicken with the first transfer I get. This business is not new to me, I once had around 50 of them but they were all infected and at the moment I do not have even one chicken to my name. I have learned from my failures, and I am now better equipped to start this business. I never knew that it is wise to vaccinate chickens against diseases, I did not calculate the risks but I am now wiser and I know the dos and the don'ts. I will be sleeping better at night knowing that I have a business that is profitable and seamless. A chick goes for about 150 KES, but once grown it can be sold for about 600 KES." (Occupation: Motorcycle or bicycle taxi)

"Raising up right children has never been an easy task for me and my husband given that I am a housewife and he's only employed as a motorcycle taxi driver. On good days, my husband earns KES 1000, and given that he stays in the city, this amount is not enough to pay his house rent, pay school fees for six kids and cater for basic needs. Our dream has been to own a motorcycle taxi but financial inability has been the biggest challenge. If my husband was to own a motorcycle, he would earn at least KES 3000 per day and this amount is enough to better our living standard. Am planning to commit myself to saving KES2000 monthly towards buying him a motorcycle and I am hopeful this dream will come true."

"It has always been my dream to buy a motorcycle to start a business but because I will be getting these transfers in bits, I have opted to be buying one goat every month for the next 10 months to have a herd of them. Depending on the size of the goat I will be spending 2500KES every month to buy a goat and pay school fees for my son with the remaining 500KES. My plans with these goats are to sell them later at a profit when they multiply so I can raise money to buy the motorcycle."

"I've dreamed of improving my house by plastering both the interior and exterior parts. I've desired also to put concrete floor within the entire house. Therefore, upon receiving transfer from GiveDirectly, I bought 15 bags of cement to plaster the walls and put floor in all parts of my house. The remaining portion of my transfer was used to register all six (6) of my children in school. GiveDirectly's money transfer has transition the live of me and my family. We'll forever remain grateful." (Occupation: Motorcycle or bicycle taxi)