"The program has come at a right time and i am really grateful for being considered in the program. My house is very small and I intend to build a big one. I also plan of starting a business. Basically, I will be selling second hand clothes." (Occupation: Small business)

"The cash was used to purchase iron sheets which he will use when building his new house...Some of the cash has been saved so that it can be used to pay the builders and buy some remaining building materials." (Occupation: Small business)

"A bigger portion of the money I spent on my son's house. He is of age and I feel it will be more convenient for him to have a house. Him together with his siblings usually have to sleep in neighbour's houses but I find it insecure. I am therefore glad because I will be sure of whereabouts since we shall be sleeping in the same compound. Part of the money I spent on a cow for rearing. I am hopeful that in the future after it has given birth I will not only have more cows but I will not budget for milk too." (Occupation: Small business)

"I do struggle alot to find money for food and my daily needs since I do not have any type of business to sustain me and and again I have to rely on casual labour for money and since am of age that is a challenge to me"

"This money means a sigh of relief for me and my household in reagrds to the problems that we have been facing for a long time. I have been struggling with school fees for my nursery school going kids which is MKW1,200. This predicament also applies to my primary school going children. For the past six months , the whole family including myself has been sleeping on the living room as most of the rooms leak heavily during rains. Hence, I shall use this money to do do renovations and make sure that the rest goes towards starting a business which will ensure a stable income for the family."

"The major challenge I face is not having a good house. The house I live in is thatched with grass." (Occupation: Small business)

"am now able to afford food without struggling to do with piece works." (Occupation: Small business)

"The biggest hardship that i always face is having a proper and reliable source of money,as it is I'm a farmer and yearly i have to make sure that i have all the farm inputs in stock,for the past years this has been so challenging because i don't have any source of money as a result i always have poor harvest." (Occupation: Small business)

"I have been lacking farm inputs such as fertilizer. This slows farm production." (Occupation: Small business)

"The money will be helpful. I will but livestocks. My house is also small and i intend to build a big one. I will also start a business."