"I have a motorcycle that I received from a person that I owed. When I received the motorcycle it was not in its best condition. I envisioned that once the motorcycle has undergone full service it was going to help me start a new business. I would transport people using the motorcycle and earn a living from that. I am also planning to carry my business goods from the market to my shop using the motorcycle. This will reduce the hustle of paying large transport fees to transport the goods to my shop. When I received the transfer spent KSH 2200 in servicing the motorcycle. In addition to that I spent KSH 800 in buying food for my family."

"Unemployment is my major challenge, It has been a challenge getting employed since I lack proper skills for the job market, furthermore, I dropped out of school in class four. It has been a year now, I have had to work as a motorcycle rider but only in shifts when my friends are tired or are not having a very successful day. The project I started of building my own comfortable house has remained stagnant, I cannot settle down and start a family since I do not have a stable source of income." (Occupation: Motorcycle or bicycle taxi)

"Receiving this money is a game-changer. I sell charcoal for a living, and I usually buy them on credit and pay it up after I have made sales. There are days I get orders from clients but I lack enough money to buy the goods. The challenge is that not so many people are willing to sell on credit, it is a risk that they are not ready to incur. The fact that I will now be able to buy the product without much hustle from any vendor is a relief. A bag of charcoal is about 400 KES but on credit, I buy at 450 KES. I sell a bag at 700 KES and per trip I carry seven bags. The extra 350 KES I have been incurring will cater to other needs like maintenance for my motorcycle. This will be a boost to my business." (Occupation: Motorcycle or bicycle taxi)

"I would not have picked a better time to receive this money. Honestly, it has been hard making ends meet in the past few months. I had to stop selling charcoal because I was not able to repair the motorcycle I use for transport. I have never been employed and I am more skilled in business. I am looking forward to raring chicken with the first transfer I get. This business is not new to me, I once had around 50 of them but they were all infected and at the moment I do not have even one chicken to my name. I have learned from my failures, and I am now better equipped to start this business. I never knew that it is wise to vaccinate chickens against diseases, I did not calculate the risks but I am now wiser and I know the dos and the don'ts. I will be sleeping better at night knowing that I have a business that is profitable and seamless. A chick goes for about 150 KES, but once grown it can be sold for about 600 KES." (Occupation: Motorcycle or bicycle taxi)

"Raising up right children has never been an easy task for me and my husband given that I am a housewife and he's only employed as a motorcycle taxi driver. On good days, my husband earns KES 1000, and given that he stays in the city, this amount is not enough to pay his house rent, pay school fees for six kids and cater for basic needs. Our dream has been to own a motorcycle taxi but financial inability has been the biggest challenge. If my husband was to own a motorcycle, he would earn at least KES 3000 per day and this amount is enough to better our living standard. Am planning to commit myself to saving KES2000 monthly towards buying him a motorcycle and I am hopeful this dream will come true."

"It has always been my dream to buy a motorcycle to start a business but because I will be getting these transfers in bits, I have opted to be buying one goat every month for the next 10 months to have a herd of them. Depending on the size of the goat I will be spending 2500KES every month to buy a goat and pay school fees for my son with the remaining 500KES. My plans with these goats are to sell them later at a profit when they multiply so I can raise money to buy the motorcycle."

"From my own understanding, GiveDirectly has been very objective in every aspect as regards their daily undertakings in giving out transfer to well deserved households. I'm so glad and grateful to all those involved in making my life to have true meaning with this money transfer. I don't see anything that GiveDirectly doesn't do very well." (Occupation: Motorcycle or bicycle taxi)

"I'll keep my money and wait for the second transfers because, we plan to buy new motorcycle for a business purpose. Our lives will change from the money we will gather from the motorbikes.i want to open shop for myself as well."

"When I received the money the first thing I thought of was putting some money away as part of my savings since my profession was driving a motorcycle as taxi but since I did not have my own motorcycle I used to borrow from my friends in the village and we would work in shifts and that is why I chose to save up KES 1,900 so that eventually I buy my own and earn more money since I would not work in shifts anymore. The drought has also really affected the harvest in the farm and that is why I spent KES 1,100 and bought a bag of maize flour which contained twelve packets." (Occupation: Motorcycle or bicycle taxi)

"I was initially renovating my house earlier last year but due to covid everything was locked down and i drived a motorcycle for taxi as a job. Since i could not make enough money i had to stop renovating my house. After receiving the money, i went ahead and bought equipment to finish what i had started especially the roofing. i bought timber worth KES 3500, 2 kg of nails worth KES 450 and the transport back and forth cost me KES 2500 which i added with savings that i had." (Occupation: Motorcycle or bicycle taxi)