"My life has transformed in a way because I have been able to pay school fees for my son without struggling like I used to do. Apart from that, I would say that I am now able to pump water for my neighbors and be the main supplier at the village. I am planning to use the water to carry out agricultural activities and probably be able to make some money from being a large scale farmer."

"I spent all my second cash transfer to pay off an old loan. I had acquired this loan to finance my school fees back then."

"I spent the cash transfers on paying school fees for my son who was in secondary school by then. What remained reminded went into the construction of a new house which I really so much. The house I had by then was so old and could collapse at any time. I also bought a music system together with a brand new Television for my family."

"I spent part of my transfer on paying school fees for my child who had been sent home for two days due to fee arrears. The remaining was spent on rent. I like paying rent on time. I do not like quarreling with the landlord and this is why I decided to pay the amount first. It has also been a burden on my side and due to low income. I am glad that I have peace of mind nowadays because I am able to take care of my needs easily."

"I used part of my second transfer to complete my newly constructed house, part of it to buy a dairy cow and the remaining amount was used to buy food and other basic household commodities. I used KES 15000 to pay school fees for my children who are in secondary school. Buying a dairy cow for the family had always been my dream as mother. It was so embarassing to go shopping for milk while we have a large piece of land for the family that was idle while it would have helped us a lot as a family."

"I have been able to venture into livestock rearing. I have always wanted to rear livestock as it is associated with wealth in my community. This could hardly happen as I earned so little from casual work which only saw us buy a meal a day. The livestock rearing helps in raising income to use in paying school fees for my children, buy food for consumption and also clothes to put on our backs. That is the biggest difference in my daily life."

"The difference in my life in the last four months is that my children have never been sent home for school fees arrears again. I used to struggle to raise money to pay school fees for my children since we all depended on my income from casual work. Because we did have other needs, I would fail to pay school fees on time. With GD transfers, I have been able to pay school fees arrears for my children bit by bit. I am glad to say I have cleared the balance of their fees."

"My son has just completed school in a college where he was studying. I have made this possible because I paid his school fees using the money that I was receiving. In addition to this, I managed to provide sufficiently to my family over the last four months. I used part of the money form GD, to buy foodstuffs especially maize. My son will soon find a good job and will then begin to assist me in meeting our daily needs."

"The biggest difference in my daily life is that I now own goats. I am hoping that very soon they will multiply since currently, some have started reproducing. My wish is to start up a business of buying and selling the offsprings when they mature. From that, I believe I will be able to acquire some good profit. It is from this profit that I am planning to start a kiosk which will bring my additional income. Through that, I will get an income that will help me in paying school fees for my children and also cater to some other basic needs for my family."

"Running the hotel business has been the biggest difference in my daily life that I can proudly talk of. Previously I was running it before it collapsed due to financial constraints funds. I was using most of the little profits that I was getting to cater for my basic needs. I did not have any other means to boost my capital. As a result, I had to close the hotel. When I received my first transfers I had to restart it again by purchasing enough stock and expanding it as well. Currently, the business is doing so well. It will enable me to pay school fees and cater to other basic needs for my family without any difficulties."