"The biggest difference in the last four months is that, I spent part of my transfers to purchase some onions for planting. I opted to invest in what I know best as I am certain that I will double my earnings once I get to harvest the crop. This would enable me to earn money for paying school fees for my children and taking care of other household expenses."

"The biggest difference in my daily life is being able to provide food for my family. It has been a real struggle ensuring that my family is having enough food on daily basis. My family is composed of a number of members and it is a big shame if we are unable to provide for them. GiveDirectly has been my rescue ever since I began receiving the transfers and I am really happy that I was able to be part of the team that was receiving the money. Nowadays, the family is very happy, living in harmony with full knowledge that each day that comes, there is enough food for us and I am happy as a parent. We can now channel our energies to other income-generating activities so that we may provide for our children's school fees as well."

"Expanding my dairy project had always been my prayer but had not been able to due to financial constraints. Buying the four heifers using my transfers is so far the biggest difference in my daily life. As a result of this, I will be able to increase my income from the dairy project after these heifers start reproducing. I am also optimistic that one of them will be calving soon thus an increase in milk production. I will be using the income from this project for my children's school fees and to cater for my family needs."

"I spent my transfer on leasing in a piece of land where I have cultivated sugarcane. I have desired to plant sugarcane because I have witnessed how it changed my neighbour's financial life. They sold the sugarcane they planted and as a result, they were able to start a business with the profits. I also admired and decided to also give it a try. The problem is I did not have enough land to do the cultivation until I received my transfers from GD. The farm is doing well and I know when I will harvest the last harvest, my life will not be the same. I also used part of the transfer to buy farm inputs such as seeds and fertilizer which I applied on my farm. I paid for a tractor which ploughed the farm and even hiring labourers who weeded the farm. Had it not been because of the transfers, I would not have managed to do all these. The rest of the transfer I used on paying school fees arrears for my children who had been sent home. I did not want them to stay home for long because they would have been affected in their performance. I also bought food so that we should have never run out of what to eat in the house."

"I spent my second transfer on buying three cows which I used to pay dowry for my wife. We got married four years ago and I have not been able to raise money to pay dowery. The savings that I had, I used on medication and other family emergencies like school fees. The respect between me and my parents-in-law was starting to fall apart. I had to find a way to salvage the relationship. This is why I chose to buy cows to finally pay dowry for my wife. The rest of the transfer I used to pay college fees wife for my wife. She began her college education and we have been paying her arrears bit by bit and at this time, she was not going to sit for her end year examinations with clearing the balance. I had begun losing hope in making it in time before the end of year examination. When I received my transfer, I was very hopeful once again and felt so much joy because my major problems had been solved by the transfers."

"I spent my transfer on paying school fees arrears for my son who had been sent home. He had stayed home for three days as I was still looking for the money to pay. He was in his last year of secondary school and I was not very comfortable when he was at home while others were studying in school. This is why when I received my transfer, I opted to first clear the arrears so that he could go back to school and study like his peers. I am glad he passed his examinations as a result of paying the arrears in time. I also used the transfer to start a grocery business for my wife. She did not have any economic engagement and the whole family depended on my small income from my teaching job. The income was not enough to meet all our needs hence we needed another way to boost it. The business has come in very helpful in terms of meeting our needs through daily profits. The remaining part of my transfer I used to pay a deposit for a solar system which I have completed the monthly payments by now. I was tired of buying kerosene on a daily basis and in most cases it would not serve my children well when doing their homework. I felt I needed to do better by buying a solar system."

"I have a new goal of saving money which I will use to pay school fees and admission fees for my daughter who will be joining university within the next four to five months. In order to achieve this, I will have to make sure that my financial discipline is very high so as to to see that this goal is realized."

"This financial help has enable me acquire the needed materials that will be used for renovating my house. Further more, I have paid all my children's school fees that has given me a peace of mind. Prior to receiving this transfer, I used to pay my children's fees in installments and they were often sent back home for school fees balance. I didn't have hope of renovating my house because all the money I got was spent for paying my children's fees, buying foodstuffs and for medical care."

"My life is different from how it was in that, I was able to take care of my children's school fees and also took my son to a driving course without straining. This has enabled him to get jobs. Through this, he is able to support me in settling some of the household expenses. I also managed to invest in sugarcane plantation that I will benefit from in a few month's time."

"I have three children in Secondary school;two in day school and one in boarding school.Their school fees has been giving me sleepless nights.The money that I will receive will help me a great deal in clearing the arrears and paying for their first term fees come next year.I want to transfer one of the children to boarding school.All this will cost me not less than Ksh 50,000(500 USD).I also want to buy one dairy cow.This will boost my income since I will be able to sell milk.What I will save from the sale of milk will help me pay school fees.The cow will cost me approximately Ksh 20,000(200 USD) .I will also use part of the transfer to boost my subsistence farming by buying farm inputs like hybrid seeds to plant on my 1.5 acres of land."