"Building a new improved house that has burnt bricks, ironsheet and cemented walls is what receiving this money means to me, i would like my children to live in the house as there is no more land to settle rather cultivate for food.and if some remains i would like to start a small business of selling fish."

"I am the happiest mostly in the evenings when my husband is back from his businesses and we are eating with our family."

"I am happy to receive this money. I will use the money to build a house since the big house that I had was destroyed by the rains. I will also use the money to buy food. The remaining money I will use the remaining money to start a fish selling business since I live near the lake." (Occupation: Small business)

"For a very long tike i hve been struggling to support my family in so many ways but now i have enough food and good shelter" (Occupation: Small business)

"The biggest hard ship that I face is lack of money. I have a business where I rent out fish racks to fishermen but this year business has not been doing very well and that is why I lack money." (Occupation: Small business)

"The biggest hardship that I face is not having enough money. I face this hardship because business has not been going on very well especially this year." (Occupation: Small business)

"I was very excited, grateful and thankful. The money has helped a lot." (Occupation: Small business)

"I was lacking capital for business to earn me enough money to build a house so the transfer hs given me an opportunity to build a house or start a business"

"Receiving this money has meant a great development for my family and I plan to build a house and buy enough food for my family." (Occupation: Small business)

"I find it very difficult to sustain my daily needs because I don't have a stable source of income as I rely on casual labour which does not even fetch enough money to allow me feed and provide for my household" (Occupation: Small business)