"This money means that I will be able to build a new house. The house I live in now is made of unbaked bricks and it is thatched with grass. I plan to use the money to buy building materials to use in building the house. I will also buy food for my family. The maize I harvested this year is not enough to last till the next harvesting season. In addition to that, I will start a business of selling fish so that I can continue making money."

"The biggest hardship I have faced in my life is lack of a reliable source of income to sustain my family. I am a charcoal vendor, a job that is not well rewarding. This has denied my family some important basic necessities of life such as food." (Occupation: Small business)

"I was very happy and I thanked God for the blessing. I don't take it for granted." (Occupation: Small business)

"The money was spent on purchasing iron sheets whichbwill be used to renovate my house..I also bought clothes and blankets for me and my children.. I used some of the cash to purchase some bags of maize to top up on the few bags I had..I then saved some of the for household purposes." (Occupation: Small business)

"The money will mean a lot to me as it will help me finish my house which is incomplete, right now me and my family we are staying in a small house that does not accommodate the 6 of us,this leads to my children sleeping in an unfinished house. The house that we living as of now has 1 bedroom. This money will help in also boosting up my business which is not doing well as am using the same profits in paying fees for my child."

"For over five years, I have longed for a better house. However, this has not been possible due to poverty and lack of jobs. I am currently living in a small house that is roofed with worn out iron sheets. This house is not safe for me especially during rain season since the roof leaks and I cannot sleep comfortably. I depend on selling firewood to put food on the table which gives me little money that makes it difficult to save and build my dream house. I intend to use the cash transfer to build a better house that will cost KES 40000. I will then use the remaining transfer to invest in a charcoal selling business as an income generating activity." (Occupation: Small business)

"Our region is semi-arid and this makes it very difficult to get food. What I get from my one acre farm lasts me and my family for only 3 months. This means that I have to look for other means to get money in order to buy food. This includes casual jobs and small businesses like selling fried potatoes. This has seen me struggle a lot in providing for the family's needs; not only food but also other needs such as school fees and clothing. Providing for my family especially food is therefore what has been my biggest hardship." (Occupation: Small business)

"When i got my funds i bought food beddings and clothes for myself and my family. Those are the things i have been lacking in my day to day life." (Occupation: Small business)

"Lack of a good source of income has been the biggest hardship I have faced in life. I work as a charcoal vendor, this job is very tiresome and earns KES 300 in one sack which can take almost 3 days for it to be ready for sale. This has hindered me from achieving my dream of marrying." (Occupation: Small business)

"Receiving this money means starting a small business ( food kiosk). This has been my ambition but due financial constraints this desire has never been fulfilled. I work as casual labour at our nearby center. I intend to spend KES 30,000 on the business and also purchase the required items such as tables and chairs. This will generate income to my family of 7 members. In a day I can make a profit of KES 1000, which is enough to cater for all our needs such as food. Also, I will invest the remaining amount on school fees arrears so that my children can study with easy and pass their exams and I believe they will have a bright future ahead."