"As a mother of four, one of my foremost goals is to save enough to enroll my child in college next January. To advance this goal, I have recently set aside $34 specifically for this purpose. Alongside my savings, I sell charcoal, dedicating most of my earnings to supporting my child’s education and ensuring he has every opportunity to succeed. Currently, I own five goats and, with the transfer, I purchased an additional goat for $45 to expand my herd. I see investing in goats as a valuable decision, as they can multiply and offer future possibilities for selling or exchanging them for cows. With the remaining transfers, I spent $23 on essential items like flour, soap, and sugar, ensuring my family has enough to eat and remains well-nourished."

"My main goal for the upcoming year and beyond is to successfully complete my studies, which has always been a lifelong aspiration. I take pride in investing in my future, such as purchasing two cows with my GiveDirectly transfers, hoping they will become strong assets for farming and help expand my herd. As I approach my final exams at the end of the year, my next plan is to use my GiveDirectly transfers to build my own house, as I will not need to pay my fees after using my recent transfers to clear them. I strongly desire to have my own privacy now that I am a grown up. Typically, when school closes, I sleep at my uncle's place, but I feel the need for my own space this time. After finishing college, I am inspired to explore entrepreneurial opportunities. With the knowledge I've gained in electrical engineering, along with the proceeds from my sheep and careful savings, I envision opening an electrical shop, a venture that aligns with my passions and aspirations for the future."

"My goal is to save enough in my savings group to purchase a goat. Currently, I have five goats and see great potential in this investment, as goats can multiply and be traded for cows. These cows will assist me in preparing my land during the rainy season and can also be rented out for additional income. I believe that with the help of cows, my harvest will improve significantly, allowing me to sell my crops and create self-employment opportunities, as I am currently unemployed. This will enhance my family's living standards and ensure my children have a smoother experience in school."

"I am a mother of four children: three who are currently in school and one who is not yet of school age. To ensure their education remains uninterrupted and they are not sent home from school, I used $30 from the transfers to cover their school fees. I believe investing in their education is crucial as it will benefit them in the future. I am also involved in a savings group where we contribute $20 each month, with the goal of eventually purchasing goats for investment. From the transfers, I spent $60 on this savings group to move closer to buying goats. These goats will not only be a source of income through sales but can also be traded for cows, which will assist in land preparation during planting season and can be rented out for additional income. With the remaining $14, I bought food to ensure my children have enough to eat and won't go hungry."

"I am involved in burning and selling charcoal, which supports my family’s needs. Currently, I do not have any goats or cows, but I have set a goal to acquire at least two goats before the end of the year. My plan is to sell my twenty chickens once they mature and use the proceeds to purchase a goat. I believe investing in goats is a smart move because they reproduce quickly, allowing me to eventually sell them and save up for a cow. This cow will not only help me with land preparation but will also be hired out to my neighbors, providing an additional source of income for us that will eventually improve our living standards."

"Since I haven’t fully recovered from my chest issues, I’ve been advised to avoid strenuous work. Given that I rely on casual jobs, this has been quite exhausting for me. To improve my situation, I’ve set a goal of raising goats at home. Once they grow, I plan to trade them for a dairy cow, which will provide a steady source of income and help me become more self-reliant. With the support from these transfers, I’m working towards a brighter future for myself and for the family I hope to start in the future."

"In the upcoming year, I aim to develop the success I have already achieved with the five goats I acquired through my merry-go-round group. Firstly, I plan to concentrate on acquiring more goats to expand my investment. By carefully managing and expanding this herd, my ultimate aim is to be able to trade them for a cow. This cow will not only increase our milk supply but also provide a stable source of income. My vision of investing in livestock will establish a solid foundation for securing my family’s future."

"I sell sugar and small fish from home, as I don’t have a shop. I currently own twelve goats, which I view as a valuable investment because they can multiply and be sold to help me reach my goals. I plan to use the proceeds to purchase a piece of land and start building rental houses. Alternatively, I might exchange some goats for a cow, which could also be a good investment. Once the cow matures, I can sell it to raise enough money to begin construction on my house. This will improve our living standards and provide my family with a stable income from renting out the property."

"I always had the desire to start a kiosk business, but the only thing that was holding me back was finances. With GiveDirectly in my life, I can happily say that my kiosk is now up and running, and I am very happy for this achievement. My plan moving forward is to continue using a portion of my transfers from GiveDirectly to expand my business by boosting its capital. My goal is for this business to grow into a large store, which will become my main source of income that I can rely on, especially when this program comes to an end. In addition to growing my business, I also intend to allocate a portion of my future transfers to continue educating my children. I recognize the importance of investing in their education as I work towards a more sustainable source of income for our future. Lastly, I am hoping to use another portion of my transfers to purchase more chickens. My hope is that they will multiply and increase in number, allowing me to sell some and use the proceeds to buy goats. I am optimistic that these goats too will multiply and increase in number and value, and I plan to trade some of them for cows that I will use to plow my farm. This will relieve us from the tiring process of using our hands to till the land."

"Currently I own one ox plow, and I have always wanted to own a second one so that I can use them to plow my farm. I have already made efforts using my previous transfers to buy one cow, and now I am in need of a second one so that I can have a pair. To achieve this, I have been saving my transfers in a local savings group, and this time I saved $55 from my recent transfers to make my dream of having these cows a reality. Additionally, due to prolonged hunger, I spent another $24 to buy food for my family, ensuring that they do not go hungry. Lastly, I spent the remaining $23 to pay school fees for my child who is in school and also bought some books for him so that he could continue with his studies without much interruption. I am grateful for the opportunities that GiveDirectly has opened for us, and I am glad that I am embracing them gracefully to create a better future for my family."