"My life has greatly changed since I received my first transfer. It is always my happiness to see my family happy and healthy thus I always struggle to put a meal on the table and bring in more assets that we can lean on as a family during hard times. When I received my first transfer from GiveDirectly, I spent it on my family wellness. I bought a cow that I look at it as an added asset and I believe that it will be calving soon thus giving us milk for both household consumption and sales. I am happy that this has given me a peaceful mind in that it has reduced my thinking of what to lean on in case of a financial crisis. Also, I spent some money on my son's school fees. I am at peace now since he had a humble time for his studies and sat for his exam peacefully. I am happy that GiveDirectly has improved our family."

"My new goals for the next four months is to pay school fees next term on time to make my children stay in school and not sent home. I will also wish to add stock to the business to earn an extra income to meet other household needs."

"I spent my first transfer to built a better and spacious house for my family. We used to live in a small mud house before which could not host all of us comfortably, I also saved some amount for school fees in January for my children and the rest of the money I used it to buy a heifer and food for the family."

"I spent KES 12800 to buy four goats to keep at my homestead and they are now the assets that I did not have before. I feel owning these goats will change my life since I can depend on them in case of any financial challenge. I am expecting them to reproduce and have many of them and I will be selling some and use the money to pay for my children's education. I also spent KES 11000 to buy a mattress and bed. I am happy that I have a good place to sleep on. I also spent KES 4000 to clear school fees arrears for my children. I also bought some new uniforms and stationery for them. Also, I spent KES 2000 to hire oxen and plough my farm. I spent remaining to cater for my household needs such as foodstuffs and other household items."

"I spent KES 10000 of my first transfer to pay for my son's school fees. I cleared his fees in advance so that as he resumes his studies for the final year, without being interrupted by being sent home due to school fee arrears. In addition to this, I also spent KES 7000 to hire a tractor to prepare my farm. By doing this, I am assured of getting a good harvest unlike before when I could not maximally utilize my farm due to inefficient farm inputs and tools. Apart from all this, I also spent KES 18000 to purchase some building materials. I bought bricks, sand and cement in order to renovate my old house. It was a mud-walled house and my intention was to rebuild it to make it more appealing. I am now in the process of doing this and I feel good we will no longer live in a shanty house. I spent the remaining amount to buy daily foodstuffs and settled other household expenses."

"My life is different from how it was in that, our families are happier and with tighter bonds just because my husband finally paid a visit to our place for an introduction. Apart from that, the fact that I now have cows makes me happy. Very soon the cows will start producing milk. This is an investment that we have planned to use in paying school fees for our children. We are actually saving for their secondary education since it is normally hectic for most of the parents. Their future is bright and through education, I know that there will be a lot of opportunity for them. They will definitely live a better life than mine."

"My life is different after invest my transfers in farming. I opted for scaling up my farming so that I would have more income and raise money to support my family's need with no much struggles. Now the crops are doing so well, from harvests of vegetables and tomatoes. I do earn good income out of selling to my neighbors and the nearby markets which has come in handy interms of paying school fees for my children , rent and food. Looking back, I did casual jobs for a living but it was challenging to start investing in farming because my income was meager. I appreciate GiveDirectly for giving me an opportunity of improving my living standards and pursuing my passion too."

"Before the coming of GiveDirectly in my life, my children have been staying home because of the huge school fees balances. Since we are ten wives and I am the fifth one, our spouse was old and jobless. I had to struggle on my own. It was so difficult for me because I had to strain and make sure my Children get food and as well as taking then to school. It reached a point, my elder daughter had to quit school so that he can help me in meeting the family's basic needs. Life was so tough, the little I was earning from the casual jobs, I had to share among my eight children who are schooling and it was not enough. They were always sent home to collect school fees, and this resulted in poor performance since they were missing a lot. Having cleared their huge fee balances, it has brought the biggest difference in my daily life. They are now studying without any disturbances, and I don't have to struggle like before. My wish is always to see them getting better education together with their future generation."

"Fencing my compound had been giving me a headache just because I needed my place fenced but I did not know where to get money for the project. A breakthrough came when I got my second transfer. I have already fenced my compound and wants to start a mega poultry project. Before then, I did not even think of the project because the few birds that I have sometimes go to people's farms which brought a bad relationship with a few of my neighbors. After this move, I know that things will be okay. Apart from that, I also bought a calf. This particular calf meant a lot to me. I had sold it to a close neighbor when I had no money to pay school fees for my child. Bringing it back means that it is suckling well since I sold it and detached it from the mother earlier than usual. I also kept some as savings hoping to buy another cow and fence the whole of the compound."

"I spent part of my first transfer on my homestead improvement. I used it to buy a barbed wire, poles and wire mesh to use in fencing my compound. I settled on this so that my livestock and chicken will not be moving to the farm to destroy our crops. Also, I used some amount to buy a dairy cow as a way of expanding my dairy farming project. I will be using the income from milk sales to pay school fees for my children. I feel that my farming has been uplifted thus I expect better returns and products from my farm. I spent the remaining amount to buy food and clothes for my family to add to the few that we had."