"I have been leaving in a Maddy house which has no door and I have never had a decent bed nor have I slept on a mattress for the sixty years that I have lived. Receiving this money means that I will use 30,000 KES to renovate my house and buy a door, 10,000 KES to buy a decent bed and a mattress hence I will be able to sleep comfortably hence age gracefully. I will use the remaining amount to buy food and save some money for healthcare and emagencies." (Occupation: Small business)

"I plan to expand my house to a two roomed house. Where I lay my head at night is the same place I rare my chicken and outside I run my business. I need more space and better structures. I will buy iron sheets to roof my house and a piece of land where I can farm." (Occupation: Small business)

"Receving this money means a good house and a stable income in the future. I have always dreamt of keeping livestock especially goats because they can survive in dry conditions.My plan is to buy 15 goats at a total cost of 40,000 KES. This means, I will have a continuous income in future when the goats multiply because I will be selling them at a reasonable profit.I intend to build a house with 30,000 KES because the one I currently live in is very weak. I feel very insecure to live in such kind of a house because it can fall down at any given time. I will then use the rest of the money to help my cowife to educate her children since my children are all grown ups." (Occupation: Small business)

"Receiving this money means good education for my children and self reliance through livestock production. I am a 34 year old widow with a family of 5 children who still depend on me. With an income of 10,000 KES that comes from charcoal burning, sustaining my family's needs is challenging. A huge part of the income goes into buying food and clearing medical bills. I intend to buy 10 goats at a total cost of 25,000 KES. Goat keeping will make my dream of being self reliant come true. In a year, the goats will have multiplied and will be selling them to earn an income. My 5 children are still schooling. The eldest is in a technical college and the other four in primary school. Paying their school fees being a challenge for me, I will save the rest of the money for paying their school fees as they continue with their studies." (Occupation: Small business)

"Receiving this transfer would help me clear school fees for my daughter who is her final year in University. I will spend KES 30,000 on her school arrears, hopefully that after graduation she will definitely secure a good job to support my family which is really struggling in affording basic needs such food. I will use the remaining part of the money to add more business stock for my kiosk which is currently my main source of income to my family of 6 members." (Occupation: Small business)

"I come from a polygamous family and we live in the same house with my cowife and my 7 children. The house is small to accommodate all of us, and due to the congestion,I have always wanted to have my own house. I will spend 35,000 KES to build a house where I will live comfortably with my 7 children. I will also use 24000 KES to buy three mattresses and three beds for the family and spend 12,000 KES buy three goats. In future, the goats will multiply and help me to educate my children since I will be selling them and earn an income. I will spend the remaining transfers to buy food for my family. Receiving this money means a decent house for my family and good education for my children." (Occupation: Small business)

"At my age of 45 years, I still depend on burning charcoal. This job is very tiresome and earns me KES 300 per week. This amount is insufficient to sustain all my family needs such as shelter and food. This is the reason I have not managed to construct a spacious house since 1992. Therefore, securing a good job is the biggest hardship I have faced in my life." (Occupation: Small business)

"My second cash transfer came at a time when I was planning to build a new house..So with the cash I bought building materials such as wires,windowframes as well as cement..As I am talking, the builders have started building the house. I spent part of the money for paying the builders and labourers who are helping out on the house." (Occupation: Small business)

"The biggest difference in my daily life is that I completed to pay school fees for my daughter who in a tailoring college and she graduated well. Thereafter I bought her a sewing machine and constructed a single-room house for her to start her tailoring business at the shopping center so that she can establish herself. Initially I used to pay the school fees as well as sustain my family’s basic needs from selling charcoal which was a mega challenge and I doubt if my daughter would have been able to graduate if it were not for GiveDirectly."

"Receiving this money means a better life for my household, I am currently doing a small business of knitting school sweaters and selling them to individual customers. This money gives me an opportunity to growing my business as I will rent a place in Chebunyo trading center and maximize the production and sale of school sweaters which will earn me more income, with this I plan to set aside KES 50000 as capital and operating cost to run this business successfully. My firstborn child is disabled and he is enrolled in a special school for persons with disabilities, this has been costly for us, this money gives me hopes as I will set aside KES 20000 to pay school fees and his daily up keep . Also, our house is not in good condition making me plan the remaining money to renovate our house." (Occupation: Small business)