"I would like to use part of the transfer to build a new house because my house is very small to accommodate my family. Secondly l would wish to buy a cow which can help us get milk for my family. l would also like to open up a business to generate income to support my family . Lastly l would like to use the rest of the money to do farming to increase productivity."

"I have planned to buy ploughing machines and some cows to help us in farming"

"I am planning to spend my transfer on going back to our home and build our own house so that we can stop renting a house at the market centre, I will buy two cows that we will use in paying for my dowry and the remaining amount I will spend in buying two bulls that we will use in ploughing our farm."

"I am planning to spend my transfer on renovating my house by buying ten bags of cement that will be used to plaster it, I will buy wire mesh that I will use to fence my home so that it can prevent trespassing, I will use part of it to pay school fees for my three children who are in Nanga secondary school and the remaining amount I will use to buy a dairy cow that I can keep for milk."

"I am planning to spend my upcoming lumpsum payment on repairing my house.I also want to buy 2 cows and buy an oxe plough."

"I am planning to spend my upcoming lumpsum payment on buying a cow.I also want to build a house for my son."

"I spent my token payment on buying a cow."

"I am planning to spend my upcoming lumpsum payment on plastering my house and buy a cow."

"I am planning to spend my upcoming lumpsum payment on paying school fees.I also want to buy a cow and add capital to my business."

"I am planning to spend my upcoming lumpsum payment on paying dowry for my daughter in law.I also want to buy a cow."