"Receiving this transfer would help me clear school fees for my daughter who is her final year in University. I will spend KES 30,000 on her school arrears, hopefully that after graduation she will definitely secure a good job to support my family which is really struggling in affording basic needs such food. I will use the remaining part of the money to add more business stock for my kiosk which is currently my main source of income to my family of 6 members." (Occupation: Small business)

"I live with my cowife in the same house with my 7 children, I have always wished to have my own house but due to lack of money, this dream has not materialized.My biggest hardship in life has therefore been lack of money to build a house for my family." (Occupation: Small business)

"Receiving this transfer means good shelter for my family of 7 members. This has been my longing but due to financial instability this dream has never come to pass. Currently, we are staying in a small house which is not enough to accommodate us all, forcing my elder sons to seek shelter from neighbours, something that I find it wrong as a parent because the neighborhood family have to squeeze themselves for the sake of my children.It also leaks during rainy seasons. I am planning to spend KES 40,000 of the transfer to build a spacious house so that we live comfortable life. Other than that, I will invest the remaining amount on livestock keeping which will be a source of income because I can sell them at a profit price in future when they multiply." (Occupation: Small business)

"My second cash transfer came at a time when I was planning to build a new house..So with the cash I bought building materials such as wires,windowframes as well as cement..As I am talking, the builders have started building the house. I spent part of the money for paying the builders and labourers who are helping out on the house." (Occupation: Small business)

"The biggest difference in my daily life is that I completed to pay school fees for my daughter who in a tailoring college and she graduated well. Thereafter I bought her a sewing machine and constructed a single-room house for her to start her tailoring business at the shopping center so that she can establish herself. Initially I used to pay the school fees as well as sustain my family’s basic needs from selling charcoal which was a mega challenge and I doubt if my daughter would have been able to graduate if it were not for GiveDirectly."

"Receiving this money means a better life for my household, I am currently doing a small business of knitting school sweaters and selling them to individual customers. This money gives me an opportunity to growing my business as I will rent a place in Chebunyo trading center and maximize the production and sale of school sweaters which will earn me more income, with this I plan to set aside KES 50000 as capital and operating cost to run this business successfully. My firstborn child is disabled and he is enrolled in a special school for persons with disabilities, this has been costly for us, this money gives me hopes as I will set aside KES 20000 to pay school fees and his daily up keep . Also, our house is not in good condition making me plan the remaining money to renovate our house." (Occupation: Small business)

"Milk is in high demand and paying in our area, this money gives me hope in venturing into dairy farming which will help me tap more income from the sale of milk which will improve our lives. To achieve this dream I will plan KES 70000 to buy two dairy cows to start this enterprise, my wife is also passionate about tailoring but with our little earnings from our casual jobs which is about KES 300 daily, she is unable to enroll in a tailoring course. Now with the help of this money, I will use KES 20000 to support her to enroll in this course at Chebunyo Technical Training Institute and this will help her achieve her dream of starting a tailoring business. I will therefore use the remaining amount to buy food for my family."

"GiveDirectly has improved the lives of many; including me through the transfers we were sent. From the transfers, some started businesses; others equipped existing business while others paid school fees for their children as well as constructing houses. Everything has been so smooth in my experience with GiveDirectly, and so there isn't anything they haven't done well."

"I operate a motorbike business. A month ago, I decided to take a leap of faith and use my savings to start constructing a house. So far, I'm impressed with the progress and I just can't wait for it's completion."

"I have been in the business of brewing our local liquor. For the past two years, I have been trying to find ways of changing jobs. Chicken business in the village is a sure way of making quite a lot of money. If I am enrolled in the Give Directly program, keeping aside 5,000KES of the first three transfers will aid purchase of a few chicken to start with. That will mean a lot to my foly and I."