"My biggest difficulty is that I have not been able to raise school fees because of my low income and there is a time I sold my cow inorder to raise my son's fee."

"I would like to part of the transfer to buy a motorbike to help generate income to support my family. Finally l would like to use the rest of the money to buy cows which could help us incase of any emergency."

"I would like to use part of the transfer to buy a cow and a sheep to help in future to pay school fees for my children. Finally l would wish to buy a motorbike to help generate income to support my family."

"I am planning to spend my transfer on paying school fees for my child who is in Form two in a local secondary school,I will use part of the transfer on building a bigger house as currently its small and my family is big,I will also renovate my toilet as currently it is not in a good condition and I will also buy a dairy cow that I can keep for milk and also it will act as a reminder that I GiveDirectly remembered me at my time of need. I have a child who finished high school and he hasn't joined college so I will use part of the cash also to pay for his enrollment and college fee so that he can learn and get a job after."

"I plan to revive my shop business that collapsed due to insufficient stock. I also plan to buy and raise a dairy Cow that will give me milk for consumption."

"We plan to buy a dairy Cow that will produce milk for consumption and for sale. We also plan to make our house bigger by adding some more rooms because this one is small."

"I am planning to spend my transfer on paying school fees for my three children who are in secondary school,I will use part of the transfer on renovating my house by buying sand and ten bags of cement. The remaining amount I will spend on buying a generator and a pump so that I can use in irrigating my farm land and the rest I will buy two cows that will be used to pay for my dowry."

"I would like to build a bigger house since this one is small. I would like to buy and raise some goats because they reproduce faster compared to cows."

"The achievement I am proudest of is that we tried to save some cash using the small businesses that we have been doing and that cash was used to pay my dowry by buying a cow that was paid to my family as dowry."

"My proudest achievement is that I am doing poultry farming and I know I'll be able to sell them in future to buy cows."