"I am planning to inject more capital into my cereals business, I will use part of the transfers to increase the quantity of maize that I buy and sell. I also need to buy some dairy cows which I will rear and sell any surplus milk I get."

"I would like to use part of the transfer to buy a cow which l can later sale to get money to pay school fees for my son. Secondly l would wish to cement my house because maintaining mud house is very expensive. Finally l would like to buy household items for my house."

"I would like to expand my house, pay fees and buy a cow."

"I would like to build water tank, chairs and cows."

"I would like to use part of the transfer to build a new house because the house we are staying in for my late wife so l would wish to build my new wife her own house. Finally l would like to buy cows for gazing so that I can use them to pay school fees for my children."

"We plan to spend the transfer to construct a new house being that the one we currently have . We also plan to spend the transfer buy a cow and some bulls. We also plan to spend the transfer to pay school fees for our children in future. This is through saving Money."

"I am planning to spend my transfer on buying cows that I will take to my in-laws as dowry, I will pay school school fees for my children as one is in secondary school and six of them are in primary school and the remaining amount I will spend on repairing my house."

"I am planning to spend my transfer on renovating my house as it is in a bad state with cracks and dilapidated floors,I will build a kitchen using the cash, I will also pay school fees for my kids who are in primary school and the remaining amount I will spend on buying a cow and some goats."

"I am planning to buy two cows which I will use to pay dowry for my wife and the rest of the transfers I will use to pay fees for a college course I am planning to undertake, I would like to be a heavy machinery/ plant operator."

"I am planning to buy some cows and goats because in future,I can sell them and raise money for my children's upkeep."