"Though I did not have a chance to go to school I believe education is power. My ambition has been to educated my 8 children who are in primary school with the hope that they will pass exams and have a bright future. Receiving this money means good education. I am planning to achieve this by practicing livestock keeping. I will use the first transfer of KES 55,000 to purchase 20 local indigenous goats which multiple very quickly and I will sell them at a profit price and pay school fees. Apart from the livestock, I will invest the remaining amount to start a kiosk which will be an extra source of income for my family because I can save the proceeds of approximately KES 300 in a day for my children's school fees and other basic needs such as food." (Occupation: Small business)

"I tend to have sharp pains in my back. I had a scan taken and the doctors realized my backbones are separated. It has crippled my movement making it hard to even work. I no longer go to the hospital, I cannot afford the transport to and fro." (Occupation: Small business)

"It will be of help, it will enable me to expand my current business. I sell vegetables just outside my house. I can opt to sell fried potatoes and buns and from its proceeds expand the size of my shop. I live in a three-roomed house which is a bit small, I will add one more room to create more space for hosting visitors." (Occupation: Small business)

"I will be able to boost my current business. I sell vegetables and some stationery. I had acquired a loan for a start and I am still in the process of paying it. I will clear the loan and increase my current stock. Selling chicken can also be profitable, I already have a structure where I can rare them and after a while, I will sell them and acquire more." (Occupation: Small business)

"As a housewife, my biggest desire has been to help my husband with the household responsibilities. I had a food kiosk that used to give little income to support my husband. Due to insufficient money, I started making losses and had to shut down my business. I still have a dream to start a new business of selling vegetables along the road. Receiving this money means a continuous flow of money that will help me assist my husband, and I need around 4000 KES for the business to kick-off."

"The current challenge I face is the drought, I walk 3km under the scorching sun to fetch very tiring water. The drought has brought hunger, which has made it impossible for me to feed my 5 children. I depend on selling coconut for a living but due to the drought, I do not get good yields as before. I am afraid if it continues, my family will die of hunger." (Occupation: Small business)

"Receiving this money from GiveDirectly means I will be able to revive my kiosk business and upgrade it to a modern retail shop. I am planning to construct a retail shop at a cost of 200 Dollars. A bigger structure will provide a great platform for growth because I will be able to buy large stock translating making handsome profits. I will sell a wide variety of commodities such as wheat flour, maize flour, sugar, kerosene among others. I will also use the transfer to start chicken rearing business. I'm planning to start with 50 chicken; there is a ready market for chicken in my village meaning I will be able to sell more at a profit. This will boost my family's income thus improvement of our standard of living." (Occupation: Small business)

"I have been surviving on motorcycle riding for the past three years. This has been the only source of income for my family. The motorcycle I have been operating with is a borrowed one meaning it's something I can't fully rely on. Receiving this money from GiveDirectly means I will be able to purchase my motorbike on credit by first making a deposit of 15 Dollars and paying the balance in equal weekly installments of 30 Dollars for sixteen months. Getting my motorcycle will make my occupation way reliable. Furthermore, I'm planning to boost my kiosk business which has been performing poorly. I will use 20 Dollars to increase the stock which will lead to an increase in sales and profits at the same time. My wife will be responsible for all the operations in the kiosk because she has an amazing experience in operating a kiosk."

"I have been struggling with life after loosing my job three years ago. The death of my employer marked the end of my job and I had to resort back to the village to figure out how things would be going forward. Lack of money has made me unable to meet my family's basic necessities of life such as education and clothing. Receiving this money from GiveDirectly means I will be able to start a retail shop business in the village. I was previously employed in a wholesale shop and starting my own retail shop will be a plus given the amazing experience I had garnered during my employment days. The demand for basic household commodities and food stuffs in the village is high meaning I will be able to tap all the village customers thus earning handsome profits."

"Previously I used to be a substance maize farmer but since the onset prolonged drought I had to stop farming. Currently, I depend on selling local brew to provide for my family but the KSH 200 that I earn per day is not enough to buy food and pay fees for my children. This struggle has seen us survive on one meal a day or even go for a whole day without food ." (Occupation: Small business)