"My proudest achievement is that I have a dairy cow that I purchased with my proceeds from farming and so I no longer have to spend money on buying milk."

"I am planning to spend my transfer on clearing some debts like school fees for my children using the first transfer,the second tranfer I will spend on buying some bricks that I will use in building my house and the remaining amount I will spend on buying a dairy cow."

"We plan to spend the transfer to buy a dairy cow. We also plan to spend the transfer to pay school fees for my children. We also plan to spend the to plaster the floor of my house."

"My proudest achievement is that I have been able to buy sheep. I saved a little money which I then used to buy the sheep. I had a bigger plan to buy a cow in future."

"I am planning to buy three grade cows and some sheep. I also intend to plaster my house and repair the floor."

"I would say,owning a dairy cow is one of my proudest achievement because it produces enough milk for consumption and for sale."

"I am planning to spend my upcoming lumpsum payment on building a house, paying school fees for my four grandchildren, farming, buying food and a cow."

"I would like to use part of the transfer to pay school fees for my children in secondary and colleges. Secondly l would wish to expand my house because it is very small and can not comfortably accommodate my family. Finally l would like to use the rest of the money to buy a cow which will help me incase of any emergency."

"We plan to spend the transfer to plaster our house. We also plan to spend the transfer to buy steel doors and windows which we will fit into our house. We also plan to spend the transfer to start a business to diversify our sources of income. We also plan to spend the transfer to buy a cow."

"We plan to spend the transfer to construct a bigger house. We also plan to spend the transfer to buy a cow. We also plan to spend the transfer to pay bride price and dowry required by in-laws."