"I spent my second transfer to purchase nine chicken and three goats. They will be helpful in catering for any emergencies when they shall have reproduced and increased in numbers in future. I paid school fees for my three children who are in primary school and I am glad that I have settled all the arrears. I bought their school supplies and books . I haven't used the remaining amount yet."

"I spent my second transfer to purchase four goats 12,500 KES. I paid school fees for my three children who are in primary school. I am glad that I settled all the arrears for them from last year and part of this year's first term. I also built a new house on the land that I had fully paid and owned its ownership with the first transfer."

"The biggest difference in my daily life is on paying school fees for my child. The transfers enabled me to move my child to a better performing school where there is higher quality learning. With this, her education is going on well. I am so happy to have given my girl a better opportunity to shape her life."

"I spent my second transfer to buy two beds and two mattresses .I paid school fees for my two children who are in nursery school. I bought an ox to add on the other ox I had bought with the first transfer. With the pair of oxen, I will no longer hire my neighbor's during the planting season. I am also expecting to plough my farm timely for a better harvest. The remaining amount 20,000 KES I have saved with the intention of purchasing my family's basic needs such as foodstuffs and clothing for my children."

"Had it for the tranfers that I received, I wouldn't have paid school fees for my child who was in college at the time. She already completed schooling courtesy of timely fees payment. I also bought sheeps which I am currently keeping. I then feel I live comfortably since I already improved the house. The cow that I bought al would not have been had I not received the transfers. "

"I'm an old woman currently. All I can say is that I am happy now that I have a cow which will sooj calve and give me milk. The milk will in turn beneficial to the family in terms of food and even others can be sold for income. I am also happy that my grandchilds school fees were paid in full, allowing her to hace ample time in school to study just like the rest. He is nolonger being sent back home to collect fees since we ensure that al the fee were cleared. "

"Had it not for the tranfers that I received, I wouldn't have bought a water tank. It is very instrumental in saving water for the family even during dry seasons. We used to depend on rain water for clean drinking water or better still walk long distances to fetch it. The tranfers provided a solution to this. Also, school fees were paid in full amount,guaranteeing my children ample school and study time with no interruption of being sent back home to collecr the fee which were not there altogether. "

"The biggest difference in my daily life is the cow that I bought and the school fee that I was able to pay in time. For a long time, we had been relying on casual labour to raise money needed to meet all the basic household needs of the family. For the first time I was also able to pay school fees for my son in school and this was an assurance that he will stay in school for a whole term without having to wory of the ususl problem of lack of school fees."

"My new goal for the next four months is to save from the sales of milk to pay school fees for my children in school who are yet to joined secondary school."

"The biggest difference in my daily is that I now have clean drinking water for my family. I used to buy from water supply company and this was quite expensive. Other than that, the fact that I did not have a water storage forced me to buy a small amount of water and we could deplete it before the next round. I am glad that I am now harvesting water from my roof and keeping it in the tank. I now spent no amount of money to purchase water. I am also glad that I now own my own cow. I have always wanted to have and rear my own cow but the many responsibilities such as school fees and family medical bills could not allow me."