"I am planning to spend my transfer on buying two cows that I will use in ploughing my farm, I will also buy five chicken that I can breed and to renovate my house by buying chairs. I will spend the remaining amount in starting a small business of selling cattle."

"I am planning to spend my transfer on going to hospital as I have a fractured bone that needs medical attention but I never had cash for the hospital bill that may accrue,I will buy iron sheets so that I can build a home as I am still in our grandfather's compound and also I will buy a dairy cow so that I can have milk for my family. I will use the remaining transfer to pay school fees for the children that I stay with and also to invest in my hotel business which is in the market place."

"I am planning to spend my transfer on building a house because the house we currently have is in bad state and needs renovation, I will start a small business of selling maize and I will also buy three cows that will be used in ploughing our farm. I will use part of the transfer in renting a farm as the one we have is very small and is not adequate for farming. I will also start a poultry farm. We will use the remainder to settle school fee arrears for our children."

"I am planning to build another house for my children to sleep, improve my main house by cementing the floor and wall, buy a dairy cow and a water tank."

"I am planning to renovate my house by adding some more extra rooms inorder to make it spacious. I'm also planning to expand my catering business since it's my main source of income. Lastly,I'm planning to buy some cows that will keep me busy as I take care of them."

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to buy a cow to act as security incase of any emergency. I would also like to build a new home for my family. Finally l would like to buy seats to help my visitors to avoid borrowing."

"My proudest achievement is that I have managed to buy three cattle from the little money that I got from my farm. I am able to get milk from the cows and this makes me proud."

"The achievement I am proudest of is that I was able to buy a ploughing machine that is driven by a cow so that I can use on my farm. This am proud because I used my own cash that I got from my farm income."

"I am planning to spend my transfer on expanding my house by building a bigger one as the one I have is very small,I will buy furniture for the house which include chairs and tables as the ones I have are very old,I will buy two cows and two goats for meat and milk."

"The proudest achievement is that I bought a cow which I know will help me in the future in case of an emergency."