"I plan to buy a cow for keeping, and more ironsheet for building an iron roofed house."

"I'm planning to build a larger iron roofed house because my current house is small in size. I'm also planning to buy a cow with the remaining amount."

"I'm planning to buy a cow which will give me free milk in the future. I'm also planning to enlarge my house because it is small in size then cement the floor with the remaining amount."

"I spent my first lumpsum transfer on building a kitchen.I also bought a cow and paid school fees for my children."

"I spent my first lumpsum transfer on buying a cow.I also bought iron sheets,utensils and paid school fees for my children."

"I bought a cow at 8,000 KES. I also purchased foodstuffs for family consumption with the remaining amount."

"I used the entire transfer to buy a cow. This I'm sure will provide me with free milk in the near future."

"I plan to spend the transfer to buy building materials and construct a new house. I also plan to spend the transfer to plaster the floor of my house. I also plan to spend the transfer to buy a cow which will provide me with milk."

"I am planning to buy some dairy cows, a few oxen and some chairs for my living room. The remaining transfers will be used to pay school fees for my son who is in secondary school."

"We are planning to buy sand, cement, timber, round poles, nails and iron roofing sheets which I will use to build a better house for my family. I will also use part of the transfers to buy some livestock such as a cow and some goats."