"We plan to spend the transfer to plaster our house. We also plan to spend the transfer to buy a cow. We also plan to spend the transfer to construct a toilet. We also plan to spend the transfer to pay school fees for our children."

"My proudest achievement is that I have been able to buy a cow."

"I am planning to buy wire mesh, sand, cement, round poles, nails and iron roofing sheets which I will use to build a pit latrine. The remaining transfers will be used to buy a dairy cow. "

"The achievement we are proudest of is that we worked hard and bought a piece of land and also bought some dairy cows that are supplying our family with milk."

"Our proudest achievement is that we have worked very hard and managed to buy cows and sheep."

"I would like to boost my business since I sell second hand clothes and I have to add more stock inorder to make a good profit.I would also like to buy some two dairy cows that I can milk."

"I am proudest that I taught my spouse to save money and that has helped us to purchase cows and goats which we can sell incase of an emergency. "

"The proudest achievement is that I have a cow which I have bought."

"The achievement that I am proudest of is that we were able to buy a donkey and a cow using cash that I used to save in our saving and lending scheme called SILK."

"I am planning to spend my transfer on buying ten iron sheets so that I can replace the current ones on my roof as they are leaking, I will also spend part of the transfer on buying a solar lamp that will assist my children at night when they are revising so that I replace the kerosene lamp, I will spend the second transfer on paying school fees for my two children who will be joining secondary school next year and part of it I will spend on buying two bulls that I will use in ploughing my farm and the final transfer I will spend on buying three dairy cows and the remaining amount I will spend on buying a mattress and school uniform for my children."