"The biggest hardship in my life is food insecurity. Currently, I rely on subsistence farming but food crops have always been failing due to a bad weather here. My husband provides for us from his small business but he also has a huge burden, paying school fees. His business brings in about $3 per day. Compared to my household's expenditure of approximately $5 a day, we stay hungry most of the days."

"Receiving this money means that I will be able to finally expand my milk selling business. I run a small business where I buy milk from some people in the village and sell them in a nearby shopping center. Receiving money from GiveDirectly will enable me to buy a dairy cow. I will also buy modern urns that will keep the milk fresh for longer periods, all these at about $ 600. This investment will increase the volumes that I sell as well as profits up from approximately $3 a day to about $ 7. This will help me in paying school fees for my children. I hope to give them a good education so that they can have a better life when they get employed."

"I currently live in someone land after I got separated with my spouse. It is almost 10 years now since I start living and providing a lone basic needs for my four children. Being a landless is what have been stressing me a lot given that I small business and casual job I do is not enough even a lone school fees. Receiving this money means I will start owning a piece of land since I will use around 30,000 shillings to purchase it. I am also planning to use the rest of the money in purchasing building materials and others in stock my current business."

"This means a lot to me. I have a grass thatched house which I been living for the past 20 years. When I get this money i would like to build a iron roofed house that will cost around $350. That house will help me in water harvesting. In our area we get water from the river and its not safe for drinking. I normally buy drinking water from water kiosk in the nearby town which sometimes hard due to financial constraints. I also have children in school and i need to pay their school fees. I have fee balance of $900. The rest of the money will then go to expand my business so as to generate more income."

"Throughout my life I have struggled financially. Many of my wishes have not been fulfilled because of lack of money. I dropped out of school just one year before completing my secondary education due to lack of school fees. This is what hit hardest for me because I know that if I had completed my studies, I could be in a far much better position than this financially. I now have my own family and all what I have wished for like good shelter, enough food, and education for my children has never been a reality."

"Receiving this money mean a lot and will go an extra mile in helping my family. I have one child in secondary school. With the transfer that I will get, I will pay Ksh 10,000 for his school fees. I will buy a dairy cow with Ksh 20,000 because right now, I do not own one. I currently buy milk to sell in my shop and with having a cow, I will be able to sell milk and earn some money. I will also use Ksh 10,000 to add more stock to my shop so that I can earn more profit than before."

"Receiving this money mean spacious house to my family.This is because I have a one bed room that I share with my three young children while the other three are sleeping to a relative in the compound.I plan to spend Kshs.30,000 to build a three bed room house that will be enough for my household.I will also use Ksh.30,000 to buy two indigenous cows at Ksh.15,000 each for production of milk for my own consumption.The remaining amount will help me cater for other basic needs such as school fees and food."

"Receiving this money means improving my living standard. I am old and I have a big family. My house has only two bedroom which is not enough when my grand children visit me. I want to build a four bedroom house which is spacious for my family. This will cost me Ksh.80000. I will use the remaining amount to pay school fees for my daughter who is in secondary school. She pays Ksh.45000 per term."

"Receiving this money means good housing for me. My house has iron sheets that are old and leaking. During rain season my family really suffers . I want to renovate the house by buying 45 pieces of iron sheets. This will cost Ksh.38250 . Other building materials and labour will cost Ksh.30000 . I will use the remaining amount to pay school fees for my son who is in secondary school. The school fees is Ksh.45000 per year."

"I have desired to invest in livestock because is the only way I can save my money to earn a profit when I sell them after they multiply. Therefore I intend to spend the entire amount of my first transfer to buy 2 ingenious dairy cows and 10 goats. With the send transfer, I plan to spend $300 to clear the school fees balance of my kid at Mitangani Secondary school. I will use the remaining amount to buy a new bed and mattress for my kids because they are now sleeping on the floor."