"We plan to spend the transfer to pay school fees for our children. We also plan to spend the transfer to start a business that will provide us with income now and in future. We also plan to spend the transfer to buy a cow."

"The achievement I am proudest of is that I worked hard as a watchman,saved some money and managed to build a better house and also bought a dairy cow and sheep."

"My proudest achievement is that l own two Cow that I bought through my savings and I have also managed to run my business successfully."

"I plan to spend the transfer to construct a new house. I also plan to spend the transfer to pay school fees for my childrren. I also plan to spend the transfer to buy a cow. I also plan to spend the transfer to buy agricultural inputs."

"I would like to use part of the transfer to buy two cows to act as security incase of any emergency. Secondly l would wish to buy building materials so that we can build a permanent house since our house is small and temporary. Finally l would like to pay school fees for my child in high school."

"I have planned to pay school fees for my child,I will also buy some cows to keep."

"I have planned to buy fencing materials with the first transfer,then we will buy a water tank and lastly we will buy cows for farming."

"I am planning to build a few rental houses for financial security, pay dowry to legalise my marriage , plaster my house to save me the energy and cost of transporting good quality soil for smearing and buy a dairy cow."

"I plan to spend the transfer to construct a new house for my family.I also plan to spend the transfer to rent a piece of land where I can grow crops. I also plan to spend the transfer to buy a cow."

"I am planning to use my transfer to build a kitchen, pay school fee, increase stock in my shop business so I can accrue more profit and buy dairy cows for milk."