"I spent my first lumpsum transfer on paying school fees for my children.I also bought a cow."

"I spent 35,000 KES ( bought three cows) to pay bride price; 2,500 KES to buy school uniform for my three children and spent 3,000 KES to buy a bag of dry maize."

"I am planning to spend it on house extension and buy one cow."

"I will renovate my house, buy a cow and pay school fees for my son using my upcoming lumpsum payment."

"I am planning to buy two cows to pay my wife's dowry, to farm on a piece of land i bought earlier and to plant 2000 trees as an investment for the future."

"I spent my first lumpsum transfer on buying 2 cows.I also paid school fees,bought uniform and bought food for my children."

"I hope to spend 40,000KES on buying 2 cows, and 8,000KES on school fees. I also plan to give 2,000KES to my spouse because he is the head of the home."

"I spent the transfer on buying 12 iron sheets ksh 7200, timber (round pole) ksh 8000, ksh 7800,nails ksh 5000, labor ksh 3500, 1 cow ksh 8000, ksh 2000 gave to my wife and the balance i bought those who were helping me meals."

"l spend the money to plaster my house so l bought 12 bags of cement at 8000 kshs, sand at 6000 kshs , labour 3600 kshs l also spend 3500 kshs to buy solar, l bought cow at 16000 kshs, supper-drum at 2000 kshs and l aslo payed 10000 kshs school fees to my children."

"I spent the transfer on buying steel doors ksh 7000, 14 bags of cement ksh 18000,steel door ksh 7000, sand ksh 6000 and one cow ksh 10000 (to pay for my late son's wife dowry )"