"I used my transfer to buy iron sheets and poles (25500), upholstered chairs (11000), a cow (9000)and household utensils and food (4000)"

"I used my transfer buy a cow (15000), and bought materials to plaster my house (32500)."

"I used 20,000KES to take my elder daughter who had growth for operation, bought a cow at 13,000KES, two sacks of maize at 5,000KES, two basins and a dozen of plates at 1,700KES, gave 5,000KES to my husband, paid 3,000KES to my son in high school then used the rest on daily foods."

"l spent transfer to extend my house so l bought 16 iron-sheets at 9760 kshs, poles 3000 kshs, labor charge 3000 kshs, l also bought cow at 12000 kshs, l spent other 15000 kshs to pay school fees for my two children in high school, the remaining balance l spent to buy foodstuffs."

"I bought a cow for 13,500 KES, paid school fees for 6,000 KES, I also constructed a kitchen for 20,000 KES and bought a mattress for 4,000 KES. The rest was spent on daily household expenses such as food."

"I steel door (8000 KES), windows (15000 KES) two sacks of maize (4600 KES) and a cow (15000 KES)"

"I bought iron sheets (19500) two cows (35000 KES)"

"I spent 18,000KES on sinking and constructing a pit latrine, and bought a cow @20,000KES for keeping. I also spent 12,000KES on buying a television set and speakers for my entertainment. "

"I spent 28000 KES of my first lumpsum payment on 3 cows and used the remaining 22000 KES for paying dowry and visiting my in-laws."

"l spend the transfer to pay dowry so l bought 2 cows at 28000 kshs, l also paid fees of 16000 kshs to my child in form three, the remaining balance of 4000 kshs l spend to add into my business."