"We are planning to use the transfer to pay school fee for our two children in high school, buy a dairy cow and a bull that can later be converted into cash incase of any emergency."

"My proudest achievement is having toiled in my farm for very long and eventually after selling my farm produce I was able to buy some goats and a cow."

"I spent 3,800KES on buying ironsheet, and bought a cow @ 6,400KES."

"I am planning to build my own house, boost my business by adding stock of products so as to earn more profit, pay school fee for my two children and buy a dairy cow that in further can be sold in case of an emergency."

"We plan to spend the transfer to construct a toilet. We also plan to spend the transfer to boost my business. We also plan to spend the transfer to buy a cow."

"I would like to use part of the transfer to cement my house to avoid frequent maintance. Secondly l would wish to build a pit latrine for my family. Finally l would like to buy a cow to help us incase of any emergency."

"I am planning to spend my transfer on building a better house that will accommodate my family as I will buy twenty iron sheets and some timber, I will also venture into farming as I will buy four goats, three sheep and a cow and the remaining amount I will spend on buying a fishing net and a boat that I will use in starting a fishing business."

"We plan to spend the transfer to build a kitchen. We also plan to spend the transfer to construct a toilet. We also plan to spend the transfer to buy a cow."

"I am planning to buy cows which I will use to pay dowry. The second transfer will be used to buy sand, cement, timber, round poles and nails which I will use to build a better wall for my house. The remaining transfers will be used to buy a few household items and food for my family."

"My proudest achievement is having been a very successful farmer and I have been able to buy a water pump, some cows and iron roofing sheets with money I got after selling my farm produce."