"I would like to use part of the money to open up a poultry farming to generate income to support my family. Secondly l would wish to cement my house since getting soil for smearing the house is a big challenge. Finally l would like to use rest of the money to buy a cow. "

"I would like to use part of the money to build my own house since l do not have a house. Finally l would like to buy a cow which can help me in future. "

"I used my first transfer to build a house (32000), paid fees (4000) and bought two cows (15000)."

"I spent the whole of my first lumpsum transfer on 2 oxen and a cow."

"I spent 16000 KES of my first lumpsum transfer on a bull, 20000 KES on a cow and I used the remaining 14000 KES to dig and erect a latrine."

"We bought a cow 20000 KES, paid school fees 20000 KES, bought clothes for the family with 10000 KES."

"I spent the first lumpsum on buying a cow at 17000 KES, sheep at 3000 KES, building materials (timber, iron sheets) at 13000 KES, 10000 KES daughter-in-law medication and used the rest of the money in buying food for the family."

"We bought a cow for 20,000 KES, solar panel for 4,500 KES, 4 sheep for 13,000 KES, two bags of maize for 6,000 KES, poultry for 3,000 KES and paid school fees for 1,500 KES."

"we bought two cows 30000 KES, transport and dowry expenses 5800 KES, bought furniture 4500KES, mattress 3500 KES, trouser suit for my husband 3000 KES, bought my dress 1200 KES, uniform and shoes for my children 2400 KES and spent 10000 KES to start a business for electronic accesories."

"I spent 20000 KES of the first lumpsum in paying school fee, 22000 KES in buying a cow and spent the rest in opening a business."