"l spent 20000 kshs of the transfer to buy cow-bull, l spent 10000 kshs to buy donkey, l also paid fees if 10000 kshs to my child in secondary school, l also bought cushions worth 5000 kshs the remaining balance l spent to buy food."

"I spent the transfer on buying on buying one cow 8000 KES and paid school fees 2000 KES."

"l spent 30000 kshs to pay university fees for my son in the university, l also spent 18000 kshs to buy cow the remaining balance l spent to buy food."

"I spent 6,000KES on buying a cow and paying my wife's dowry. I spent he remaining 4,000KES on buying school uniform for my children, clothes for myself, household items and utensils."

"I spent 26000 KES of my first lumpsum transfer on a cow and an oxen, 24000 KES on 35 iron sheets,"

"l spent the transfer to buy bout worth 24500 kshs, l also bought cow at 15000 kshs, 3 windows at 7000 kshs the remaining balance l spent to buy food."

"I would like to use part of the money to buy two cows so that we can get milk for my family. Secondly l would wish to pay school fees for my children in secondary school. Finally l would like to build a kitchen for preparing meals for my family."

"I would like to use part of the money to build a new house because my house is in a bad condition. Secondly I would wish to buy a cow which will help me in future. Lastly l would like to expand my business inoder to generate more income to support my family. "

"I would like to use part of the money to buy a cow to help us in future. Secondly l would wish to buy two sheep for my family. l would also like to expand my house because my house is not spacious enough for my family. Finally l would like to open up a business to generate income to support my family. "

"I would like to use part of the money to cement my house to avoid frequent maintance. Secondly l would wish to open up a business to generate income to help support my family. Finally l would like to buy cows to help us in future. "