"We bought a cow and an ox for keeping with much of the transfer. I also bought a set of seats @18,000KES."

"We spent 21,000KES on buying 30 pieces of iron sheet for building an iron roofed house. We also bought a cow @15,000KES and used it to pay my dowry. I also paid 5,000KES for timber for building the house. "

"I bought a cow to milk at 18,000 KES, an ox for ploughing at 23,000 KES and a hand-drawn plough at 4,500 KES. I also bought a bag of dry maize at 2,000 KES."

"I bought cement (14000 KES) soil (3000 KES) a cow (12000 KES) and the rest am using on my business."

"I spent the transfer on paying my dory ksh 23000,2 cows ksh 21000."

"I spent my first lumpsum to soil (4500 KES) ballast (6500 KES) steel door(7500 KES) windows (3500 KES) and a cow (8500 KES) settled silk loan (2000 KES) and the rest I spent on household shopping."

"Am planning to buy a cow, expand my omena (small fish) business and then renovate my house."

"Before I received the transfers, I was destitute since my husband is disabled; but now we are able to lead normal lives since I have managed to buy a cow and other assets that have drastically changed my life."

"I will spend my upcoming lumpsum payment as follows; I will spend 20000 KES on 2 cows then build a new house using 20000 KES and pay school fees for my children with the remaining 10000 KES."

"When I get the money, I will build an iron-roofed house, buy some cows and pay dowry to my in-laws with the upcoming lumpsum payment."