"l am planning to build my house so l bought some building materials such as 30 iron-sheets at 21000 kshs, l also bought dairy-cow at 15000 kshs, radio at 3000 kshs, 1 sack of maize at 2000 kshs, furniture at 4000 kshs, the remaining 2000 kshs l spend to pay school fees for my child."

" I bought and installed a water tank at 22,000 KES. I bought a cow at 14,000 KES and two plastic chairs at 1,400 KES. I paid Mkopa solar deposit of 9,000 KES. I spent the remaining amount on food, bedding and clothes."

"I want to buy sofa set then buy a cow for my husband to my parents as dowry."

"First my surrounding is pathetic and therefore I am planning to build a semi-permanent house and buy a cow with my upcoming lumpsum payment."

"l spend 16000 kshs to buy dairy-cow, 2 goats at 4000 kshs, l also spend 3000 kshs for medication, l also spend 2500 kshs to pay schools then l bought 10 iron-sheets at 6300 kshs the remaining balance l still have it with me as l am planning to renovate my house."

"I bought a cow (19000 KES) furniture (1200 KES) mattress (4000 KES) solar lamp (3000 KES) school fees (1000 KES) a sack of maize (2400 KES) and the rest on food for the family."

"My mother was very sick so l spend 15000 khsh for medication, l spend 15400 to buy cow-bull, l also spend 10000 kshs to pay for my driving school fees, l also spend 5000 kshs to buy furniture the remaining balance l spend to buy foodstuffs."

"Am planning to cement the walls and floor of my house, buy seats then buy a cow and two goats. I also want to buy a fishing boat for my husband."

"The biggest difference in my life is that I now have cows that will soon reproduce and give me milk."

"I used my first transfer to buy two cows (24000), chairs (8000), a steel door(7000) and paid school fees (10000)"