"I am planning to start a small business dealing with livestock especially cows. I will also use part of the transfers to buy some oxen which will assist me when I am tilling my farm."

"I am planning to buy furniture for my house and some cows, finally I will buy sand and cement which I will use to plaster my house. If there are any funds remaining I plan to start a small business which will involve me buy chicken at wholesale prices and later on retailing them. "

"I am planning planning to spend my transfer on a dairy cow which I will rear to provide me with milk that I can sell and get money. I will then spend the rest of the transfer on iron sheets to renovate the roof of my house which is rusty and leaking. "

"I am planning to spend my transfer on buying a bed and a mattress using the first transfer as we have a small bed, I will spend the second transfer on buying thirty iron sheets that we will use in building our house and the final transfer I will spend on buying two cows that will be used in paying for my dowry, part of it I will spend it on buying a ploughing machine and a bull that we will use in ploughing our farm."

"I plan to pay my children's school fee I plan to buy cows that would give me milk I plan to buy other livestock like goats "

"Am planning to use milk cows then use the remaining to build a permanent toilet and renovate my house to semi-permanent. "

"The achievement that I am proudest of is that I was able to bit four cows using cash that we had saved from our casual jobs which included ploughing other people's farms."

"My proudest achievement is having worked as a a construction worker. I have managed to diligently save my wages and now I have a few cows, in addition I have managed to establish my own homestead. "

"Am planning to use part of the money to build a two roomed house for my children then extend my current house and plaster it. The remaining balance I'll use to buy goats and cows for farming. "

"I am planning to use my transfer on household furniture and beddings, build a bigger house because my house is too small for my large family and buy a dairy cow."