"l spent the transfer to buy 2 cows at 35000 kshs, l also spent 14000 kshs to iron-sheets."

"I own a cow for ox-ploughing and currently living comfortably in a good permanent house."

"l spent the transfer to buy 2 cow at 35000 kshs, l also spent 10000 kshs to pay school fees for my two children in secondary school, l also spent 2000 kshs as a token to my family members, the remaining balance l spent to buy food."

"The achievement we're proudest of is having been able to build our current house and being able also to buy two cows that are now grown."

"We're planning to spend our transfer on growing of sugarcane since it does very well in our soil and has ready market, secondly we intend to buy a cow that will be giving us milk and lastly we plan to buy furniture for the house since we have very old ones."

"We're planning to spend our transfer on buying two cows that will give birth to many more,secondly we will buy furniture for our house to make it more decent and lastly we intend to use the remaining amount to pay school fees for our children in primary school."

"I bought two cows at 36000 KES, steel windows 4000 KES, mattress 6000 KES, clothes 1700 KES and 1000 KES on food."

"I spent 16200 KES of my first lumpsum transfer on a sofa set, 8000 KES on a cow, I invested 15000 KES in ready made clothes and I spent the remaining 10525 KES on tableware and food."

"I spent my second transfer on building an iron roofed house.I also bought a cow,paid school fees for my children and bought food for my household."

"I spent 8,400 KES to buy 12 bags of cement, sand for 10,000 KES and paid 20,000 KES as labour to plaster the house.I also added some money to buy a cow for 15,000 KES."