"I bought two cows at 45000 KES, sheep 2000 KES and 4 litres of paint at 1800 KES."

"I added 10000 KES of my savings to the first lumpsum and bought 3 cows."

"I bought a cow at 17,500 KES, one sofa set at 16,000 KES, one wooden table at 3,500 KES, one mattress at 5,100 KES, clothes for my family at 2,500 KES, one blanket at 500 KES, 60 kilograms of maize at 2,050 KES then used the rest on food for the house."

"l spent the transfer to buy cow at 10000 kshs, steel-door at 6500 kshs, bed at 3500 kshs, 2 sacks of maize at 5000 kshs, l also paid fees of 7000 kshs for my child in secondary school, l also spent the transfer to plaster my house so l bought 7 bags of cement at 5600 kshs, sand 5000 kshs, labor-charge 1200 kshs the remaining balance l spent to buy food."

"I used 30000 KES of the first lumpsum in restocking my business, paid 10000 KES school fee and added 5000 KES to the that was left 10000 KES and bought a cow."

"I spent 9,750KES on buying 15 pieces of iron sheet, 30,000KES on buying 2 cows for keeping and 1,200KES on nails. I also spent 4,000KES on labour to extend my house."

"I sold an oxen i had bought with my token (16000), one other cow i owned (24000), sold 10 bags of maize (20000) and added to my first transfer (50000) and bought a brand new motorbike (110,000)."

"l spent the transfer to buy 2 cow-bulls at 30000 kshs, an ox plough 6000 kshs, l also spent the transfer to pay school fees of 10000 kshs for my child in high school the remaining balance l spent to buy food."

"I spent 23000 KES of my first lumpsum transfer on a cow, 15000 KES on a sofa set, 2500 KES on a steel window, 6500 KES on a table and the remaining 3000 KES on clothing."

"I spent fee 7000 KES of the first lumpsum in paying school fee for my child, bought a chair at 10000 KES, bought a cow at 25000 KES and the rest of the money I'm spending in meeting my daily needs ."