"I spent much of the transfer on buying an ox and a cow. I also bought a set of seats."

"I spent 20,000KES on buying a cupboard and seats. I also bought a cow for keeping @18,000KES. I also bought and fixed an iron door @8,000KES and spent 4,000KES on medical expenses."

"I paid 11,200 KES school fee for my four children, bought one cow at 15,000 KES, 10 bags of cement at 8,000 KES, paid 7,000 KES labor charge, one sack of maize at 3,000 KES then used the rest on little house items."

"I spent the first lumpsum in buying chairs at 15000 KES, steel door at 9000 KES, cow at 15000 KES, paid fee at 5000 and spent the rest on food."

"I spent 38,000KES on buying iron sheet ,timber and nails and built an iron roofed house. i also paid 6,000KES school fees for my child and bought a cow for keeping @ 6,000KES."

"I spent 24, 700 KES to enlarge my house, 16,500 KES to buy a cow and a mattress for 2,500 KES. The rest of the transfer was spent on daily HH expenses."

"I bought a steel door for 7,000 KES, seats for 20,000 KES, mattress for 4,000 KES, a cow for 12,000 KES and seedlings for 5,000 KES."

"I used my first transfer to make a down payment for a piece of land (30000), bought a cow (8000), chairs (4000), cushions (5000) and utensils (3000)."

"I am planning to build a house and buy cows with the upcoming lumpsum transfer."

"I used my first transfer to build a kitchen (15000), bought a cow (15000), utensils (10000), paid school fees (7000) and weeded (3000)."