"I am a small business woman. I source fruits from a nearby town and supply them in local secondary schools nearby. The happiest part is in the late afternoon that I get paid and head back home delighted in having earned from my sweats. Money I generate from this business helps me in paying school fees for my 3 children."

"My spouse and I took a bank loan of Ksh 500,000 last year to buy a piece of land and a part of it start up a business.We then opened a mobile money shop in a nearby center.The Ksh 15000 monthly salary he earns from his job at the Mara conservancy is only enough to meet our family expenses i.e school fees for our children at a private school nearby as well as food and other recurring basic needs.This means that the entire loan facility repayment is dependent on this small business.It will take us two years to clear the loan considering that in a month we only make a profit of Ksh 7000 on average.I have always wished that we could earn more and increase the monthly repayment amount so that we can be free from that debt sooner and allow us to focus on other investments.This is an opportunity for us to add more funds into the business so that we can earn more-and I will not let this God-sent opportunity slip.I intend to use the entire transfer on the same if we are lucky to be beneficiaries."

"My biggest difference in my daily life is that I now have a lactating dairy cow which gives us milk. I would still be buying milk were it not for GiveDirectly. I couldn't afford to buy a cow on my own as my wage is too little to save. I usually spend it on buying foodstuffs and paying school fees for my children."

"Upon receiving the first transfer, our to-do list had the construction of a new house coming first. We needed to purchase iron sheets, and after that, we managed to put up a bigger structure that is almost complete. We used the remaining on furniture, paid part of the school fees, and foodstuff for the household. We are very grateful that all went well and we have great expectations of seeing a new home after all the changes we are making currently."

"Upon receiving the transfer and making a lot of implementations on the planned projects, we have seen a lot of changes in our daily lives: we have paid school fees, obtained new bedding and furniture, but the biggest difference so far is the new house which is soon coming to a completion. This has given us a reason to smile every morning knowing well that we will soon be moving out of the small grass-thatched hut we had been living in into a bigger and bigger house. We had to shift the construction site a bit far away from the initial position since it was too close to a pathway. This new site looks more serene and also secure as it has been kept far from the passers-by."

"My ambition is to be a large scale farmer in future. I currently have a farm where I plant and sell vegetables such as onions, tomatoes and maize. I sell them to customers who later sell in other towns. In 2-3 moths I get an income of about $10 from the farm produce. That alone is not enough to pay for school fees for my 7 children. Receiving the cash will mean financial freedom for my family. I will most of it to pay school fees and the rest in boosting my farming business."

"My first born son just completed his primary school education and is set to join secondary school. I have planned to spend my transfers on paying school fees for him and his siblings. Receiving this money therefore is a big boost towards my dream of giving the best education to my children."

"I spent part of my first transfer on buying some building materials such as iron sheets, building poles, ropes, timber, and nails. I had to purchase all these to construct a new house since the previous one was a small round hut grass thatched. It was so leaking whenever it could rain so I had to seek shelter in my friend's house. I addition to that, I bought goats that will now be the living assets to lean on in case of any emergency. I also paid school fees for my children and bought some stationery for them. With the remaing amount of money, I bought sufficient foodstuffs for my family."

"The biggest difference in my daily life is that, I was able to clear school fees arrears and paid school fees for previous term. Now I have some savings which I set a side for paying school fees for my child next term. Were it not for the support I believe that I would be a stressful mother struggling to raise money for school fees. I thank GiveDirectly for coming up with the idea of cash transfers."

"I have two kids who are still studying. One is in a local poly technic pursuing engineering while the other one is in college pursuing an agricultural course. The former is in his first year while the latter is in his last academic year. I usually pay a combined 60,000 shillings per annum as school fees for each academic year. Raising this amount has not been easy since I do not have a reliable source of income. Receiving this money will bring a sire of relief as I will be able to clear the outstanding fee balances amounting to 70,000 shillings."