"I was forced to borrow a loan from a bank to assist me in fee payment, this is due to the challenges I was facing in providing education to my 3 children who are in secondary school. When I received my first transfer, I used it to clear my loan of $ 500. This debt was giving me a lot of stress since I did have anything to repay It. Also, I am now owning a dairy cow and I was able to clear this year school fees for my children"

"Receiving this money means a decent shelter for my family. I have been leaving in a house with a lot of fear for the past 1 year, because It can collapse anytime and maybe harm us. Due to financial instability, it has been hard to fulfill this dream. I am planning to spend 80,000 shillings to construct a 2 rooms house which can accommodate all of my family so that we can leave a decent and comfortable life without any worry of losing our lives. Also,I will spend the remaining part of the transfer to clear school fees balance for my child who is in secondary school"

"I have been aspiring to educate my younger sister and fulfill her dreams. We lost our parents when we were still young, leaving me with no option but to wear their shoes. She wants to pursue her education and become a career woman. I am therefore planning to use my first transfer to pay her Secondary level school fees because she recently completed her Primary level education. Receiving this money will mean a fulfilled dream for my sister."

"I used 250 USD of my second transfer on purchasing a cow to expand my herd. Since cattle keeping is a good venture in our area, I thought it would be wise for me to invest in it. Also, I paid school fees for my two children using 150 USD because I have been struggling to raise fees from my quarrying occupation. Of late we are facing a dramatic decline in demand for our goods. Furthermore, we bought clothes worth 100 USD since the ones we had were torn. Finally, we purchased ed some food items using the remaining amount because we had exhausted our stock."

"I spent KES 45000 from my transfer to pay school for my spouse. We settled on this as a family since we had stayed for a long time without paying for his school fees. I am now glad that we do not owe the university a lot of money and my spouse will be able to sit for his examinations. On the remaining amount, I bought some clothes for my children and food to last us for some time."

"I spent $ 300 of my transfer to construct a respectable house like others in the village, by purchasing 22 iron sheets, building poles, and nails. This is because the one we had was grass thatched, about to collapse, and with a leaky roof. Furthermore, paid school fees and bought uniforms for my children. The remaining amount assisted me on purchasing some pairs of clothes to every family member and also I bought enough food stock for the family ."

"I had begun the construction of a semi-permanent house using bricks by purchasing cement and sand. I was not able to complete the construction with my first transfer. After receiving my second I spent it to purchase roofing material including timber, 45 iron sheets, nails and pay labor charges. This is because the one I had was very small and did not fully accommodate my family and commodities. The remaining amount assisted me in educating my child who is in form 4 by paying his school fees."

"After the two transfers, our household is now different from how it would have been without the transfers. I have managed to put up new structures, obtained a good livestock breed, reserved the piece of land that I would have sold to pay school fees, and currently feeling relieved from the stressful thoughts I had over the pending bills I had. I am grateful for the current living standard with my family and all credit goes to GiveDirectly for giving us another chance to make a lot of changes again in our household."

"I spent $400 of my transfer to clear fees arrears for my two children one in form 3 and another one is in college. This is because they have been out of school due to the corona virus pandemic. After the school reopened paid their fees in full so that they may concentrate on their education without being sent home due to lack of school fees. I bought sufficient food with the remaining amount for the family since we are experiencing drought in our area."

"Before the coming of GiveDirectly, I used to strain in paying school fees for my children and providing for their daily bread as well. Being the family's breadwinner, it wasn't easy for me because I only depended on the causes jobs whereby I could be paid on commission. Therefore most of the time some of my children could stay home for weeks before they could resume back becaus of the huge fees balances. I am now having a huge relief in my life after acquiring the morticcle, life has been smooth. I am now in a position to pay school fees in advance to avoid distractions and I no longer strain in meeting my family needs. This is becasue the motorcycle business is doing well with good returns. Courtesy of GiveDirectly."