"I spent 16600 KES of my first lumpsum transfer on a cow, 10600 KES on a sofa set, 5500 KES on 2 mattresses, 500 KES on 2 blankets, 2400 KES on clothing for my household members, I cleared school fees balances for my 3 children with 6000 KES, I spent 5600 KES on 2 sacks of maize and I invested the remaining 2800 KES in fish business."

"We bought two bull cows at 42000 KES and bought iron sheets for 5200 KES."

"I spent my transfer on a sofa set (20000), iron sheets (10000), a cow (10000), household utensils and food (5000) and full school uniforms for my 5 children (4000)."

"I used my first lumpsum transfer as follows: I built a semi-permanent house of 22 iron sheets with 28725 KES and I spent 21000 KES on 3 cows that I used to pay dowry for my wife."

"I paid school fees 20000 KES, bed and mattress 10000 KES, a cow 15000 KES and 5000 KES spent on clothes, uniforms and shoes for my children."

"I bought a cow 10000 KES, iron sheets 20000 KES, nails and poles 3050 KES, water container 1500 KES, bag and blanket 2000 KES, furniture 4000 KES, maize 3200 KES and spent the rest on food."

"We spent 22,000 KES to buy two cows that were used to pay my bride price, bought windows and window panes for 10,000 KES, fissure board for 10,000 KES and the rest was spent on buying food and other daily HH expenses."

"l spent the transfer to plaster my house so l bought so plastering materials at 25000 kshs, labor-charge 10000 kshs, l bought cow at 13000 kshs the remaining balance l spent to buy food. "

"When I received my first lumpsum transfer, I extended my main house from 22 to 40 iron sheets at a total cost of 20000 KES, I spent 20000 KES on a cow and I constructed a latrine with the remaining 9725 KES."

"I spent 15000 KES of my first lumpsum transfer on a cow, 8000 KES on a steel door, 9000 KES on 3 steel windows, 8000 KES on 2 wooden doors, 3250 KES on 5 bags of cements and the remaining 6475 KES on food."