"The transfers have come at an opportune time for my family and me. Since we don't have enough food for our family, we plan to purchase a bag of maize at $ 60, half a bag of beans at $50, and packaged milk since we don't have cows for milk. This food will ensure that we have enough food for three full meals which will enable us to spend less and save some money for the future. Additionally, we plan to buy a cow at $400 and some goats with the remaining amount. This will ensure that we have milk in the future and also an investment since we don't have livestock of our own."

"Farming was my main source of income and since it's no longer sustainable these days due to the prolonged dry seasons, I was looking forward to raising money this year to buy two dairy cows. Achieving this means that I will be able to get additional income from selling milk and thus pay school fees for my children who are in college."

"The most significant change in my daily life is that I now own a dairy cow, which was previously impossible due to financial constraints. This means I won't have to worry about buying milk daily for my children which were very expensive, yet I did not have a reliable source of income. The organization's support was extremely valuable in securing our lives, for which I am forever grateful."

"Previously I had seven fully grown goats. Unfortunately, all of them died barely two years ago. Since then, I have not raised some, although I desire to keep livestock. Goats are my preferred livestock because they have shorter gestation period and are more beneficial than sheep. I will start working toward raising cows as soon as I acquire at least five goats. The seven cows I currently own make me long to have more. Once these goals are achieved, my family will have access to free milk. As a result, we will have food supplementary."

"I will buy my own cow of $300, I will buy new clay tiles of $240 to change my house roof, cement and other construction materials of $250 to rebuild my house and the rest in feeding my family"

"Upon getting the first transfer, I had already planned how to spend the money. Renovating my house was the priority. Since it was a mud-walled house, the poles had been damaged by termites and I wanted to build some pillars all around the house to make it firmer. Therefore, when I withdrew the money, I bought 12 bags of cement for $78, hard corals plus transport for $60, and the labor cost was $56. Thereafter, I decided to settle some school fee arrears for my four primary school children. In that case, I paid $76. As of now, they have cleared all the arrears plus the current term fees. I also opted to buy a grill door for my house for security purposes. The door cost $70. After that, I bought a mattress for $55 and two bales of maize flour for $48. I did this to ensure there is food security at home. Using the remaining amount, I bought five goats to kick-start a livestock farming investment. I opted to invest in goats because they are cheaper compared to cows and they have ready markets."

"Once I complete college, I have two primary goals that I will strive to accomplish. Since I already have a house, though grass thatched, my first goal is to build an iron-roofed spacious house. It costs me to maintain the current house because it requires frequent repairs. I do not have any income, so this has been unsustainable for me. Second, I want to raise livestock, especially domesticated birds, cows, and goats. I consider livestock keeping a viable venture that can earn good returns after a given period. They are beneficial and can help me to raise some money should I sell them in the future."

"We are planning on buying a cow which is worth $555 that we can raise and it avails us with milk to drink. The remaining milk we shall sell it in the market as we cannot consume all the milk as a family. The cow that am plNning kn buying can avail us with about 15 litres of milk. We could sell the milk at 7dollars. If we keep this money coming in every day, it can be able to sustain us. The remaining money of $1389, I will invest it into my charcoal business so that I can now buy more and seelll to more customers to gain some good money."

"We are planning on starting up a small retail business which we could gain some profit and use to sustain us for a longer time. The retail business will take up $3800 and use the balance to purchase a cow which we can use and it sustains us and the family."

"All of the fences around my farm have weakened over time, allowing stray livestock from the neighborhood to infiltrate my crops. For a long time, I have hoped to save money for the construction of a new fence to help with animal confinement and to keep neighbors' from invading my farms. I am so thankful that my prayers were answered when I received the first transfer that I have already spent $75 on two rolls of barbed wire, 1.5 kg of nails, and binding wire. I am hoping to build a sturdy fence before the planting season begins to protect my crops from goats and cows. I also purchased a half-sack of dry maize grains for $28 and ten kilograms of beans for $14, which I am currently using with my family of nine. I also spent $14 on other household items such as cooking oil, baking flour, sugar, and toiletries. I also purchased a shirt and a pair of trousers for my husband at 1200 and saved the remainder, which I have been using to check and replenish groceries in my household. I am pleased that all of the objectives for the first transfer were met, and I have been saving the receipt while I wait to report my progress."