"I spent the first lumpsum in buying 2 cows at 18000 KES, bedding at 11000 KES, chairs at 12000 KES and the used rest of the money in buying food and a few households."

"I bought a cow at 18,000 KES, one still door at 7,000 KES, gave 10,000 KES to my wife to boost her clothe business then bought two sacks of maize at 6,000 KES and I still have 8,000 KES in my Mpesa account."

"I spent 42000 KES of the first lumpsum transfer in buying 2 cows, paid school fee of 4000 KES and used the rest of the money in starting up a business."

"I bought two cows at 38,000 KES, paid 10,000 KES loan at the Silk then used the rest house items."

"I spent 30000 KES of the first lumpsum in buying livestock (cows and goats), used 5000 KES to construct a toilet, built a cow shed at 10000 KES, used 5000 KES in buying food for family and used 5000 KES in opening a business."

"I'm planning to spend my transfer on renovating the roof of my house since it is leaking,secondly I will buy one cow that I will raise and lastly I will use the remaining amount to pay school fees for my daughter in secondary school."

"We're planning to spend our transfer on paying school fees for our two children in secondary school and use the rest to renovate our house and buy one cow to raise."

"The biggest hardship we face currently is on making ends meet,we recently had our six cows stolen and this has made our life very difficult since we would use them in ploughing our farms which now lie idle mostly due to lack of human labour. "

"We're planning to spend our transfer on building a new bigger house and use the remaining amount to buy two cows to raise. "

"I have planned to buy some farming tools with the first transfer,the second one I will buy some cows that I will use for ploughing."