"I built a semi-permanent house of 31 iron sheets at a total cost of 16000 KES, I spent 17700 KES on a cow, 7500 KES on a steel door, 6800 KES on 2 steel windows and the remaining 2000 KES on 4 pairs of shoes for my household members."

"I am planning to buy sand, cement, timber, round poles, nails and iron roofing sheets which I will use to build a better house for myself. The remaining transfers will be used to buy a dairy cow so that I can sell some milk and also drink some. "

"My proudest achievement is having been a successful farmer. The proceeds from the sale of my crops have enabled me to build a better house for my family and also purchase some oxen and a dairy cow. "

"We are planning to buy cement, sand, iron roofing sheets, nails, round poles and timber which we will use to build a better house for our family. The remaining transfers will be used to buy a dairy cow which will provide us with milk for our own consumption. "

"My proudest achievement is having started working in peoples farms as a casual worker and diligently saving my earnings. The first batch of savings that I had was used to buy a goat which late gave birth to kids. I later sold the offspring and bought a cow which gave birth to calves, after a while I sold the cattle and bought building materials which I used to build my current house. "

"I have planned to buy a cow with the first transfer so that I can also milk,the remaining money I will use it to expand my which is very small for my family."

"I spent 24000 KES of the first lumpsum in buying 2 cows, furnished my house using 17000 KES, paid school fee of 2000 KES and used the rest of the money on food."

"I spent 15000 KES of my first lumpsum transfer on a cow, I built a semi-permanent house of 30 iron sheets at total cost of 33800 KES and we rushed our 3 children to the hospital that cost us 1200 KES."

"I will build a home and buy cows with the upcoming lumpsum transfer payment."

"I am planning to buy furniture an bull cows for farming."