"My goal is to have cows in the coming year. I have bought 3 goats so far, 4 ducks and 6 chicken which I have all gotten thanks to the transfers. My plan is to build this number to be able to exchange them for cows. I cow can be bought for the price of six goats. I believe animals are a good place to start with investments that will ensure I educate my children and feed them"

"As a dedicated farmer who grows crops and rears livestock, I have over 100 goats and sheep, and 26 cows. My house was once unstable, prompting me to take out a $400 loan to renovate it with strong pillars and skirting to withstand the fierce winds in our area. With the recent three transfers totaling $102, I focused on repaying this loan. The entire amount was used to cover part of the $30 monthly installment required for the loan. By applying these funds to my debt, I am gradually making progress in clearing it and securing a safer home for my family. With the remaining $12 from the transfers, I bought some sugar for my family. This small but significant purchase adds a touch of sweetness to our daily lives and is a way to make sure we enjoy our meals a bit more. Each step I take, from repaying the loan to buying essentials, helps me manage our resources better and support my family amidst our farming challenges."

"My dream has always been to have a livestock rearing project, specifically focusing on goats, which are well suited to our local climate and survive well in our conditions, unlike cows, which need more grassy fields. To achieve this goal, my plan for this year is to set aside a portion of the transfers that I will be receiving from GiveDirectly and use it to buy goats every month. I am hopeful that these goats will multiply and increase in number and value so that in the future I may be able to sell them and use the proceeds to help my family as well as my younger siblings and children who are still in school. My goal is to have a sustainable stream of income that I will be able to rely on, especially when this program comes to an end. I am hopeful that I will be able to achieve my dreams despite the drought challenge that we are currently facing in our region."

"I currently live in a two-room house, and with my family growing, I need an additional room for greater comfort and privacy. Adding this extra room will provide my girls with the privacy they need. My main goal for the coming year is to expand our house to three rooms, and I am diligently saving through my savings group to make this happen. Once the house expansion is complete, my next priority will be to build a shed for the chickens. I aim to increase their numbers and generate extra income from them. Eventually, I plan to expand my livestock farming by selling the chickens to invest in goats, with the long-term goal of purchasing cows. These efforts will not only help secure our financial stability but also fulfill my dream of providing a comfortable life for my family."

"My dream has always been to become a livestock farmer, where I will be having a variety of animals like cows, goats, chickens, and ducks. To achieve this, I plan to save a portion of my transfers in my local savings group so that once it matures, I can use the money to buy a female cow. With the chicken and ducks that I already have, my hope is that they multiply in number so that I may sell some of them to buy some goats and also to sustain my family and also use some of the proceeds to supplement my money from my savings to buy a cow. My hope is that this cow will multiply, growing my herd over time. These cows in the future will serve as valuable assets, which I can sell whenever I need financial support. I also completed a course in education and have made efforts to obtain my Teachers Service Commission number, making me eligible to apply for government jobs. My dream is to be employed by the government, securing a permanent and pensionable position. This would provide me with job security and ensure that my family's life is in a better place."

"In the upcoming year, I aim to expand my livestock investment by acquiring more goats. Initially, I owned nine goats, but I traded five of them for a cow, which was a significant move toward securing a stable future for my family. Currently, I have four goats and one cow, and I plan to rebuild my goat herd. Each goat represents an investment in our present and future. By adding more goats, I will increase our assets and ensure a reliable source of income through meat or sales. As the goat population grows, I can continue to expand, potentially exchanging more goats for another cow or using the income to support my family. This plan instills hope and motivation in me, knowing that every small step I take today will lead to a more secure and prosperous tomorrow for my family."

"I am a mother of five, and my husband works as a motorbike rider. To support him in providing for our family, I sometimes take on casual jobs. With the last three transfers amounting to $102, I decided to save the entire amount. My goal is to buy a cow, so it was important to me to save every penny from these recent transfers. This decision was guided by our experience with our current cows, as we have seen how much they contribute to our family's well-being. Currently, I own one cow, and my husband has seven cows. Together, these cows provide us with milk, which we sell to earn additional income. This income helps us cover our daily needs and ensures our children are well cared for. By saving all of the last three transfers, I am getting closer to purchasing another cow. Adding to our herd will increase our milk production, allowing us to sell even more and secure a better future for our family. The cows have already proven to be a valuable asset, helping us provide for our children and ensuring we have a stable source of income. With this plan, I am confident that we are building a stronger foundation for our family, one that will support us for years to come."

"In August 2024, it was my turn to receive money from the merry-go-round, and I received $100. With this amount, I purchased three goats and five chickens. I now have nine goats and one cow. My goal is to have the goats multiply so I can sell them to cover my children’s school fees. Although I didn’t have the opportunity for a good education, I am determined to provide my children with a brighter future and ensure they succeed. I also plan to exchange some of the goats for dairy cows. I will milk the cows, selling the milk to my neighbors and using some for my children’s nourishment. Additionally, I currently sell and burn charcoal, and with the income from the milk, I aim to increase my earnings and provide a better life for my children."

"Once I complete my house construction project, I plan to invest in goats. Currently, I have one goat, and I believe that over time, I will be able to acquire more. Investing in goats is a practical choice because they can multiply easily and be sold when needed. Additionally, I can exchange them for dairy cows, which will help with farming. This investment will create employment opportunities for me through goat sales and milk production, contributing to my income. I also have a dream of finding a wife once I am financially stable."

"I still have school-going children who will soon transition to secondary school, so I’ve developed a plan to ensure I can cover their fees. Understanding that everything has a beginning and an end, I want to use part of my monthly transfers to invest in something long-lasting that will remind me of the support I received. In the coming year and beyond, I plan to start rearing goats. I chose goats because they multiply quickly and adapt well to our environment, making them resistant to diseases when properly cared for. Goats are also easy to manage and inexpensive to maintain, so even when the transfers come to an end, I’ll still have a source of income. If a financial crisis arises in the future, I can sell some goats to resolve it. Additionally, I hope to buy a dairy cow once my goat project is well-established. To achieve this, I plan to sell some goats once I have a good number and use the money to purchase a dairy cow. This is my goal for the coming year and beyond."