"The main plan is to use better part of my transfer on fees payment for my three children in secondary school,I will also buy one cow to raise and lastly buy seeds and fertilizers for my farm."

"Our first plan is to spend part of the transfer in sugar cane growing. The amount will mainly be used for ploughing and weeding since we already have two acres of land ear-marked for that. Secondly, we plan to use another part of the transfer to pay school fees for our three children in secondary school, and one in primary school. Lastly, we intend to use the remaining amount to buy a cow that would provide us with milk in the future."

"Our first plan is to spend part of the transfer to build a bigger house because this one is small and is in a bad status. Secondly, we plan to use another part of the transfer to buy three cows for my dowry that my husband has not been able to pay. Lastly, we intend to use the remaining amount to pay school fees for our child who will be joining form one next year."

"Our first plan is to spend part of the transfer to buy furniture and utensils. Our second plan is to use another part of the transfer to buy a cow that in future would provide us with milk some of which we would sell to the villagers to earn some income. Lastly, we intend to use the remaining amount to start a second hand clothes selling business."

"Firstly, we intend to use of the transfer to invest in farming by leasing a bigger farm and planting maize that we intend to sell and get some income. Secondly, we plan to use another part of the transfer to build a house for my second wife who is currently staying in the house of her co-wife who passed away. Lastly, we intend to use the remaining amount to buy two cows that would in future provide us with milk for family use and even sell surplus to the villagers to earn some money."

"I have struggled to pay school fees for the total orphans and one is already in the the University . Secondly l have also managed to buy two sheep and a cow and these are my proudest achievements."

"Our first plan is to use part of the transfer to pay college fees for the three children we intend to enroll for hairdressing course next year. Secondly, we plan to use another part of the transfer to pay school levies for our five children in primary school. Lastly, we intend to use the remaining amount to buy a cow that we hope in future, will provide us with milk for family use, and sell the extra for an income for the family."

"Firstly, I am planning to use part of the transfer to buy two cows to go and pay for my wife's dowry. Secondly, I intend to use the other part to pay for my driving course that I am planning to undertake. Lastly, I plan to use the remaining amount to pay school levies for my two children in primary school."

"My first plan is to use part of the transfer to build a bigger house because the current one is smaller. My second plan is to use the other part of the transfer to buy two cows for the dowry of my wife. Lastly, I intend to use the remaining amount to start a small business of selling grains like maize."

"I bought building materials( iron sheets,and roofing nails ) at 8700 KES,mattress at 4,000 KES,paid 2,500 KES on school fees,bought a cow at 17,500 KES,used 5,000 KES to start a business and the rest of the money am still keeping for future use ."