"I bought a wooden door at 3,500 KES, a lorry of clay soil at 3,500 KES, paid 4,000 KES labour charge, used 500 KES on food for the workers, bought a cow at 15,000 KES, a wooden bed at 4,000 KES, mattress at 3,700 KES, a wooden table at 2,500 KES, a sofaset at 8,000 KES, used 3,000 KES to boost my egg business, a sack of maize at 2,300 KES after using my own money on withdrawal."

"I bought a cow for 20000 KES, three sheep for 10000 KES, spent 10000 KES on planting tomatoes, bought as a sack maize for 3000 KES, paid school fees of 2000 KES and spent some on food."

"I am planning to plaster my house and buy a cow with my upcoming lump-sum payment."

"The achievement I'm proudest of was when I saved some cash and bought one cow which is now big.This was during the Christmas season when normally I receive alot of clients in the salon."

"My plan with the transfer is to clear the fees balances my child in form one has,I also intend to build a new house since our culture demands I change my current house after my husband passed on and lastly I will buy myself a cow to raise."

"My plan with the transfer is to buy as many cows as the money can afford. This way,I will be able to plough my farm and get milk for sale and personal use when some of them give birth.This is also an investment plan since once they multiply,I can sell some at a profit. "

"I'm planning to spend my transfer on payment of school fees for my three children in secondary school,buy one cow to raise since I have non and lastly use the remaining amount to renovate my house. "

"My plan is to build a new bigger iron roofed house since the current one is thatched and leaks during rainy seasons,I also intend to invest in large scale farming of rice which hopefully I can sell after harvest and use the proceeds to buy cows and set up a small business for my wife. "

"I added some of my savings to the first lumpsum transfer and used it to buy 2 cows."

"I am planning to pay school fees, buy a cow, build a kitchen and a pit latrine."