"I looked at what I needed most before sending my transfer. I and my family had no clothes and it was a shame to the family. I managed to buy enough clothes for everyone including school uniforms. I also bought beddings such as Mattress, a duvet and blankets. I also used the money to buy some bags which we use to store clothes. I also bought kitchen utensils such as spoons, pots and plates. My house is also having grass on the roof. I took some money to buy a plastic paper to be safe from rainy season. I have been married for so long but I never had an opportunity to go to my husband's village. I took some money and used it as transport to go to Zomba where my husband comes from." (Occupation: Small business)

"Having 7 children in school, the biggest challenge is paying their school fees. I have an annual budget of close to KES 90000 to realize and getting this amount is difficult. As much as my husband is a veterinary doctor, most of his work is local and the little income he receives is subdivided into our basic needs. This lives a small portion for education expenses. We, therefore, have to sometimes sell our livestock to clear out the remaining balances." (Occupation: Small business)

"I had a small, mud, and grass thatched house. Receiving this transfer made me buy Iron sheets, bricks, timber, wires and all the necessary materials for building a house. I have therefore started building my house made of burnt bricks. I am also paying the builder." (Occupation: Small business)

"The moment when I received my first cash transfer, I felt so relieved and happy..I knew that I will finally be able to achieve my long life dream of establishing a business..I am so thankful for that." (Occupation: Small business)

"Receiving this money means having an alternative source of income in my family. We are currently relying on my husband's income for upkeep which is not enough to sustain a family of 6. My husband is a night guard in the city earning a salary of KES 10,000 a month which is unsustainable because I have 4 children; 2 at primary level and 2 at the university. My dream has been to start poultry farming as a business and hopefully, this will soon materialize through the cash transfer. I intend to spend approximately KES 20,000 of my transfer to start me off and use the rest of the cash to clear the school expenses of my children. My projection is to sell at least 50 eggs a day for KES 10 per egg. I feel this will be a lucrative business in the village because people have been moving around looking for eggs to buy. This will mark a cornerstone in attaining a fulfilling life and I am glad that our lives will soon become better."

"My house issue is a very serious challenge because i have had the plans for rebuilding this house for a long time now yet, i havent been able beause i couldn't raise the cash." (Occupation: Small business)

""When I receive this money, I plan to build my own house. I am 43 years old. I currently live in my uncle's house. I sometimes endure child-like treatments to continue living there. Additionally, in our tradition, a man who hasn't built a house yet isn't truly a man. I have already arranged for land to build my house. The only reason why I haven't began my construction is because of lack of finance. Therefore, when I receive this money, I will at once begin work on my house. If there is additional money left, I will reenter into business. I once was a slipper merchant. It's a bit profitable. I left the business when my health deteriorated. However, now that I am in full health, and that I understand all the intricacies of the slipper business, I will return to business with whatever money left after building my house.""

"In 2018, an NGO called Youth Opportunity Project came to our village and decided to aid us with 150 USD on three separate occasions. My initial plan for that money was to change the roof of my house to zinc. When I received the money, my mother got seriously sick where I have to take her to Monrovia for treatment. As a result of her sickness, I couldn't change the roof of my house as I initially planned. As I speak, my house is leaking seriously on us. If I am blessed to receive any financial aid from Give Directly, I will use portion of it to roof my house to zinc and the rest will be used to establish a business and send my children to school."

"It was around 10 am and I was busy preparing myself to go to the shops to go open my business of selling some foodstuffs such as porridge. I heard my phone ringing in my pocket and I decided to have a look at it. I was filled with so much joy when I saw that it was an SMS saying that I had received KES 55000 on my phone just as GiveDirectly had promised. With so much excitement, I called my son whom I had listed as my helper and I informed him the good news. He was so happy to hear this and he hurriedly went back home to check his phone too. He came out celebrating telling me that he had received the money too. We became so happy that I almost forgot where I was heading to." (Occupation: Small business)

"If I'm successful to receive transfer from Givedirectly, I will use so of the money to pay my tuition fees and use the balance to start a business which I have been struggling to do. Eventhough I make garden to sustain myself, the money I earn from the garden isn't enough to pay my tuition fees and start a business. I have to drop out of school because of that. Since my father passed out, I don't have anyone to take care of me.im doing everything for myself."