"My first plan is to use part of the transfer to buy sixteen cushions for my chairs, and a mattress to sleep on. Secondly, I intend to use another part of the transfer to build a house where my two boys would sleep. Lastly, I intend to buy a cow that would provide us with milk for family use."

"Firstly, we intend to use part of the transfer to buy two cows that would provide us with milk, and also sell the surplus to the villagers for an income to the family. Secondly, we plan to use another part of the transfer to extend this our house, because it is small. Lastly, we plan to use the remaining amount to start a small business of selling chickens to the villagers."

"Our first plan is to use part of the transfer to buy two cows, that would provide us with milk . Secondly, we intend to use another part of the transfer to plough our farms and plant crops like maize, beans and others. Lastly, we plan to use the remaining amount to start a small business of selling fish."

"I have planned to set up a poultry business and I will also buy some cows that I will rear."

"I plan to buy a cow which will produce more cows that I can sell of in my next transfer "

"I am planning to spend my upcoming transfer on a cow for my wife's bride price and buy more iron sheets for building a new house."

" I spend my third transfer on growing sugar cane 30000KES and brought 1 cow 20000KES use "

"I spent my last transfer to buy a cow that cost me 25000 KES,I bought five bags of cement at 3500KES,three goats worth 7000 KES,I also paid 5000 KES school fees for my children at the academy. I paid the labourers 7000 KES to plaster my house using the cement i bought. "

"I would like to use part of the money to pay school fees for my son who is in form one and my daughter who is in standard eight and is joining high school come next year. Secondly l would wish to buy a cow to act as security incase of any emergency. Finally l would like to open up a business to generate income to substitute my husband's source of income."

"I would like to use part of the money to build a new house because my house is in a very bad condition. Secondly I would wish to buy a cow and sheep to help me in future for paying school fees for my children. Finally l would like to buy household items for my house since l do not even have a chair for my house."