"My house issue is a very serious challenge because i have had the plans for rebuilding this house for a long time now yet, i havent been able beause i couldn't raise the cash." (Occupation: Small business)

""When I receive this money, I plan to build my own house. I am 43 years old. I currently live in my uncle's house. I sometimes endure child-like treatments to continue living there. Additionally, in our tradition, a man who hasn't built a house yet isn't truly a man. I have already arranged for land to build my house. The only reason why I haven't began my construction is because of lack of finance. Therefore, when I receive this money, I will at once begin work on my house. If there is additional money left, I will reenter into business. I once was a slipper merchant. It's a bit profitable. I left the business when my health deteriorated. However, now that I am in full health, and that I understand all the intricacies of the slipper business, I will return to business with whatever money left after building my house.""

"In 2018, an NGO called Youth Opportunity Project came to our village and decided to aid us with 150 USD on three separate occasions. My initial plan for that money was to change the roof of my house to zinc. When I received the money, my mother got seriously sick where I have to take her to Monrovia for treatment. As a result of her sickness, I couldn't change the roof of my house as I initially planned. As I speak, my house is leaking seriously on us. If I am blessed to receive any financial aid from Give Directly, I will use portion of it to roof my house to zinc and the rest will be used to establish a business and send my children to school."

"It was around 10 am and I was busy preparing myself to go to the shops to go open my business of selling some foodstuffs such as porridge. I heard my phone ringing in my pocket and I decided to have a look at it. I was filled with so much joy when I saw that it was an SMS saying that I had received KES 55000 on my phone just as GiveDirectly had promised. With so much excitement, I called my son whom I had listed as my helper and I informed him the good news. He was so happy to hear this and he hurriedly went back home to check his phone too. He came out celebrating telling me that he had received the money too. We became so happy that I almost forgot where I was heading to." (Occupation: Small business)

"If I'm successful to receive transfer from Givedirectly, I will use so of the money to pay my tuition fees and use the balance to start a business which I have been struggling to do. Eventhough I make garden to sustain myself, the money I earn from the garden isn't enough to pay my tuition fees and start a business. I have to drop out of school because of that. Since my father passed out, I don't have anyone to take care of me.im doing everything for myself."

"I will construct a little decent house for myself and also upgrade the little business I am doing, if I do receive the cash grant form GiveDirectly. It has been my plan to build my own house but it has just been challenging to begin the process due to lack funding. My brothers and I lived in our grandmother's old house that is very deplorable now. In effort to support my plan of have a house constructed, I have made a very large cassava farm to get some building materials after the harvest. I have an eleven (11) year old daughter who is going to school. When I upgrade the business, it will help to keep her in school and also take care of our very day's wants and some times needs."

"My greatest challenge currently is paying my kids school fees. Their late father died two years ago, my current spouse is not willing to help with the kids." (Occupation: Small business)

"The major challenge in my family now is cash. Because, all my children are out of school for financial constraints. I have to take them with me in the bush, in helping me burn coal and make farm, so I can sell and send them to school for this academic." (Occupation: Small business)

"I built a house with a shop attached intending to do my own provision business, but since then I have not been able to raise money to start the business therefore, when I get the transfer, I will use the money to buy goods and start my business."

"I have had many goals set and have also been able to achieve them since entering into this program. One of the key goals I have had is to own some livestock which would be as part of business as also provide for the family. I thought that by buying some goats I would have a place to get money whenever my children needed school fees and I didn't have any money. I would sell them and pay for the school fees. I was able to buy 12 goats each ranging from KES.3200-3500. Another goal was to have my own comfortable house which I was also able to get through these transfers." (Occupation: Small business)