"The biggest difference in my daily life is that I now stay in a bigger house and I also have a dairy cow gives me milk for sale hence generation of income."

"I spent my second transfer on buying a cow at 8,000 KES,gave my eldest son 2,700 KES for his personal use, spent 27,000 KES on school fees ,purchased a sack of maize at 2,700 KES and the rest of the money i spent on food."

"I'm planning to spend the upcoming transfer on buying a cow and furniture. I also have the plans of renovating my house so that it may look neat."

"I spent my second transfer to build a house for 30000KES. I also bought a cow for 11000KES, water tank for 2000KES, and 4 plastic chairs for 2000KES. The remaining cash i spent on daily household expenses like food."

"I'm planning to spend the upcoming transfer on building a new house because my current house is too squeezed. I'm also planning to buy a cow."

"I'm planning to spend my upcoming transfer on furnishing my house because it's not neatly done. I'm also planning to buy a cow which will be providing me with milk in future."

"I'm planning to spend my upcoming transfer on paying school fee for my children in secondary school. I'm also planning to expand my house for us to fit well in it and use whatever I'll be left with to buy a cow."

"I'm planning to spend my upcoming transfer on building a kitchen because at the moment I do not have one. I'm also planning to expand my business and also buy a cow."

"I spent my second transfer on buying a cow 17,000 KES, ploughed my farm 12,000 KES, bought a sofa-set 7,000 KES, paid school fee 10,000 KES, one sac of maize 3,000 KES, food 500 KES ."

"I spent my second transfer to buy the following: 9 bags of cement for 7200KES, bed for 4600KES, cow for 16000KES, 180 kg of corn for 8000KES, water tank for 2500KES, a mobile handset for 4000KES and 3 hens for 1800KES. I also paid school fee for my son for 2400KES and construct a pit latrine for 3000KES."